Who Pays for the Cost of Emergency Room After Surgery if It Becomes Necessary?

Hello! Thank you for your question! Surgical procedures for aesthetic
purposes, to improve appearance, are not covered by insurance.
Typically, these as well as complications resulting from such procedures
are the responsibility of the patient. Procedures that are meant to
correct functional issues and those which cause health-related issues
should be covered by your insurance as a medical necessity, with proper
examination and documentation. Some insurance plans have exclusion
criteria for certain procedures. Also, it is an obligation of the
surgeon not to attempt to authorize purely cosmetic procedures through
insurance.  This is often true, depending on the reason for the visit or surgery.  You should discuss this with your insurance prior and clarify.  Discuss your issues and
complaints with a board-certified plastic surgeon to discuss these as
well as to examine and assist you in deciding which procedure(s) will be
the best for you. A discussion of the advantages and disadvantages will
take place along with the risks and benefits. Insurance companies will
vary on coverage and is always reasonable to discuss your issues with
your surgeon and primary care. It would behoove you to get as much
information as possible and even call your insurance yourself.
Certainly, pay in advance prior to your surgical procedure and options
such as financing are available if you qualify. Hope that this helps!
Best wishes!

Complications following cosmetic plastic surgery is extremely rare when performed by a Board certified Plastic Surgeon. Most health insurance companies will not cover the cost of ER visits from cosmetic surgery. We offer all our patients CosmetAssure to give everyone the peace of mind about their cosmetic surgery. However, if you are considering cosmetic surgery, make sure that your Plastic Surgeon is a “real Plastic surgeon”. There is a huge difference between Plastic Surgeons and Cosmetic Surgeons. Do your homework you sign the contract. 

Although this is very unlikely, I've heard of it happening and yes, you would likely be responsible for your bills.

Be informed that there are companies, CosmetAssure is one example we carry, that provide insurance specifically for the procedure you are having.  It's a one-time fee paid at the time you sign up for surgery and covers you in case there are problems.

It's like purchasing travel insurance, you don't think you are going to get sick or injured in a foreign land; but if you do, aren't you really glad you bought it instead of being stranded in Timbuktu.  (No offense intended to the kind residents of Timbuktu, Mali. Yes, it is a real place).

I hope this helps.