If something goes wrong and I end up in an ER as a result of a breast augmentation surgery, who will pay for the ER's cost? I asked my insurance company, and they said because it's cosmetic surgery based reason, they don't cover the cost. I called my surgeon's office and the receptionist said if insurance doesn't cover, it would be on me. Really? Then how much I need to be prepare myself for this worst scenario?
February 10, 2012
Answer: Who Pays for the Cost of Emergency Room After Surgery if It Becomes Necessary?
It is so rare, it probably is not worth worrying about!! In almost 20 years of practice, I have never had one patient that needed the ER after Breast Augmentation. And as has been suggested, always call your surgeon before going to an ER...And some insurance companies will cover emergencies, just not anything elective...But you really should not need it....
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February 10, 2012
Answer: Who Pays for the Cost of Emergency Room After Surgery if It Becomes Necessary?
It is so rare, it probably is not worth worrying about!! In almost 20 years of practice, I have never had one patient that needed the ER after Breast Augmentation. And as has been suggested, always call your surgeon before going to an ER...And some insurance companies will cover emergencies, just not anything elective...But you really should not need it....
Helpful
February 9, 2012
Answer: Costs of Unexpected Care after Cosmetic Surgery Should Always be Considered
Hi there-
The information you have been given so far is accurate- health insurance carriers will not cover the costs of complications arising as a result of cosmetic surgery, no matter the severity of the complication.
Some surgeons do offer Cosmetassure, which is essentially insurance that does cover these problems, but it also increases the costs of your surgery...
The best way to protect yourself from unwanted complications and unplanned expenses is to choose your surgeon in the very most careful way possible. Ask how often (if ever) they have patients need unexpected medical care, if a patient has ever needed an ER visit, etc... For an experienced, skilled surgeon, these occurrences should be extremely rare.
This is, unfortunately, another example of one of the many reasons you do not want to make the mistake of believing that we are all created equal and you should therefore shop for the lowest price. Your happiness and safety (not to mention your money) depend on you finding the best, most experienced, talented, and ethical surgeon you can.
Helpful
February 9, 2012
Answer: Costs of Unexpected Care after Cosmetic Surgery Should Always be Considered
Hi there-
The information you have been given so far is accurate- health insurance carriers will not cover the costs of complications arising as a result of cosmetic surgery, no matter the severity of the complication.
Some surgeons do offer Cosmetassure, which is essentially insurance that does cover these problems, but it also increases the costs of your surgery...
The best way to protect yourself from unwanted complications and unplanned expenses is to choose your surgeon in the very most careful way possible. Ask how often (if ever) they have patients need unexpected medical care, if a patient has ever needed an ER visit, etc... For an experienced, skilled surgeon, these occurrences should be extremely rare.
This is, unfortunately, another example of one of the many reasons you do not want to make the mistake of believing that we are all created equal and you should therefore shop for the lowest price. Your happiness and safety (not to mention your money) depend on you finding the best, most experienced, talented, and ethical surgeon you can.
Helpful