Is There an OTC Cream That's Effect in Removing Brown Spots from Years of Sun Bathing?

I would encourage you to see a dermatologist or a plastic surgeon to make sure that your spots are fine prior to doing any treatment.  In addition to sunscreen, using hydroquinone 4% cream and tretinoin cream can be very effective with lightening these spots. 

 

Some over the counter creams like Obagi Nu Derm do contain hydroquinone which can help fade pigmentation issues. Hydroquinone works by blocking an enzyme that your skin uses to make melanin.

Not only does this slow the production of melanin, but it also causes the breakdown of structures in skin that contain the pigment. However the fading process does take some time. Hydroquinone has been shown by research to have toxic effects. Other countries have banned its inclusion in OTC products altogether.

The FDA in the United States has imposed a 3 month safety limit for the continuous use of hydroquinone. If you are trying to pigmentation issues that have accumulated over years of sun bathing, it is unlikely that you will see the results you want within a three month time frame.

 

If your financial situation does improve, you might want to consider laser treatment for getting rid of brown spots. Lasers will break up the melanin pigment so that it can be eliminated by the body. Lasers are also capable of breaking up structures that contain the melanin in the skin.