Is CoolSculpting ever covered by insurance?

Does cool Sculpting ever covered by insurance? Approx. price?

Doctor Answers 8


Insurance does not cover this procedure because this is a cosmetic procedure. My office offers care credit to help with the cost.

Best of luck, Sheila Nazarian  

Beverly Hills Plastic Surgeon
4.9 out of 5 stars 53 reviews

Is CoolSculpting ever covered by insurance?

Thank you for your question. CoolSculpting is a cosmetic procedure and is unfortunately not covered by insurance. The price varies from clinic to clinic. 


Martin Jugenburg, MD
Toronto Plastic Surgeon
4.9 out of 5 stars 435 reviews

Is Coolsculpting Covered by Insurance?

It would be nice if it did!  No, unfortunately it is considered cosmetic and therefore not covered by any insurance company.  The pricing varies on area of country and by applicator so it is best to get an in-person consult in your area for an estimate.

Dr. Liu

Grace Liu, MD
Newport Beach Dermatologic Surgeon
4.9 out of 5 stars 46 reviews

CoolSculpting is not covered by insurance

CoolScultping is a noninvasive procedure that can reduce fat in unwanted areas. The procedure is considered cosmetic only and the cost range per procedure and area can vary by provider and by the area treated. You should get a consultation to see if you are a candidate and then they can give you the cost specific for your body.

Christopher J. Ewart, MD
Augusta Plastic Surgeon
4.7 out of 5 stars 41 reviews

Is CoolSculpting ever covered by insurance?

Thank you for your question.
Coolsculpting is not covered by insurance as it's considered an "elective" procedure.  Pricing depends on how many areas are treated and if multiple treatments are necessary.
It will be in your best interest to visit with an office that can discuss options and pricing with you after in person evaluation.
Best wishes.

CoolSculpting is not covered by insurance

CoolSculpting is considered to be an elective procedure as opposed to one that is medically necessary. Generally speaking the first requirement towards having insurance reimburse is that the procedure be medically necessary. With regard to pricing, in our office the average treatment plan ranges between $2,000.00 - $6,000.00 and would generally treat 1 - 4 areas twice. Each area generally sees about a 20% reduction in the fat layer per treatment so we generally see about a 40% reduction in the fat layer at the treatment sites after a two treatment protocol has been fulfilled. Hope that helped to answer your questions. Have a wonderful day.

Paul Vitenas, Jr., MD
Houston Plastic Surgeon
4.8 out of 5 stars 106 reviews

Coolsculpting Insurance?

The short answer is no. Insurance does not cover elective cosmetic treatments and that is what they classify Coolsculpting as. It's a great procedure, but it's not medically necassary.

Sarah A. Mess, MD
Columbia Plastic Surgeon
4.7 out of 5 stars 20 reviews

Coolsculpting and Insurance

Coolsculpting is an "elective" service and is not covered by insurance.  However, many Coolsculpting certified clinics offer financing options.  As the largest provider of Coolsculpting in NY state, our Lipo Spa clinics offer multiple payment options to our clients.  Most clients can expect to invest anywhere from $600-2,000 depending on the areas treated and the number of treatments your specialist recommends.

PS- if you choose the Coolsculpting route, be sure to choose a provider who is certified and who has a lot of experience.  Not all providers are created equal and experience really matters with this type of treatment.

Douglas Halliday, PhD, MD
Syracuse Facial Plastic Surgeon
5.0 out of 5 stars 5 reviews

These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.