What kind of anesthetic for removal of mole near the vagina?

I have a 1 cm mole near my mon pubis area due to be removed. Is it necessary to get a spinal anaesthetic for removal or a local anaestethic will do? The doctor says it may be painful with just a local anaesthetic and is giving me option to do a spinal one. But I'm thinking that's a lot of a risk just for a mole?