Do I have a deviated septum? (photos)

Your septum is deviated to the left side.  It also appears as if the "turbinate" on the right side of the nose is larger (compensatory hypertrophy).  Insurance can pay for surgery, depending on your insurance plan, if your breathing is impeded and if you have sinusitis or other indications for surgery that your plan covers.  You should see an ENT facial plastic surgery specialist to perform a work up of your problem, to obtain proper lab and xray tests, and, if you desire to proceed, perform a proper evaluation of whether your insurance company can or will cover your problem.

When I read the post, I was figuring you were going to show external photos. You did a great job of showing the inside of your nose. Yes, you have a deviated septum. This should be evaluated by a surgeon who has significant knowledge of the nose inside and out. You may also need evaluation for recurrent sinusitis. When it comes to surgery, if it's only to fix breathing, there is no need to change the way your nose looks externally at all. So, if you like your nose, don't worry about that. But if you do, we can perform rhinoplasty at the same time. 

For the photo you submitted the septum does not appear deviated (crooked), but I can't be completely sure because only the front part is visible. The majority of the septum is in the back part of the nasal cavity.  A completely examination of the internal nasal cavity is the only way to tell. However on the photo you do have what appears to be enlarged turbinates. If you continue to have problems you should see a qualified nasal surgeon.

To diagnose a deviated septum, a comprehensive examination of the internal  portion of the nose is required by an ENT/ facial plastic surgeon.  Chronic sinus infections are caused by polyps located inside the sinuses which must be diagnosed with a CAT scan of the sinuses. For more information, diagrams and many examples, please see the link below

Very good photo. Your septum seems to be deviated high to the left. Your left inferior turbinate is small but your right inferior turbinate is very large. With 4 sinus infections last year you might benefit from evaluation and treatment of your sinuses. Where your septum is deviated is a complex area and you should find someone who specializes in otolaryngology and facial plastics. Insurance will  cover a large part of your surgery. Have the doctor's office check your benefits and ask what your responsibility will be.