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Insurances will cover bonding if it is needed due to decay or a chip/fracture. Most will not cover it if is purely for cosmetic reasons. It does vary with each insurance and your dental provider should be able to pre-authorize any procedure they are doing.
I'm not familiar with Canada's Insurance Regulations, but in the US, insurance will cover bonding as long as it's not strictly a cosmetic procedure. There has to be another reason such as a chipped tooth or decay.
It depends on what dental problem the bonding is solving. If it is being used to ONLY enhance cosmetics then insurance will not cover the cost. If it is being used to fix decayed or broken teeth then yes, insurance will cover it. Good luck!
Any procedure that is elective and done for purely cosmetic reasons is not likely to be an insurance covered service. However, any service that is done for functional reasons including eliminating decay even if it extends to include cosmetic concerns should be covered. Dental insurance plans vary significantly by contract, to be sure of coverage for a procedure have your dentist send in a preauthorization request to ascertain what your exact coverage will be prior to having the treatment done.
Usually the dental insurance HMO, PPO is covering majority of the restorative work. The verification of coverage for certain procedures is obtained prior to the procedures. In some cases like Medicare or some Medicaid plans composite bonding sometimes is not covered. Every plan has its` specifications.