Does Insurance Cover the Cost of Repairing Torn Earlobes?

Torn earlobes are not covered by insurance, at least in Georgia.  However, the procedure is so simple and inexpensive it shouldn't be a problem to get them fixed.  It's done in the office with local. We charge $250 per earlobe.

Thank you for your question, Brenda. Every insurance policy is different, so your question is not easily answered with a yes or no. Often the procedure is considered cosmetic and will not be covered. Certain plans allow earlobe repair in some circumstances such as following a recent traumatic earlobe tear - especially if it is repaired immediately following the episode of trauma. Check with your insurance carrier regarding the particulars of your case. Good luck.

The Cost of earlobe repair and insurance coverage:Ear Lobe surgery cost will vary depending upon the surgeons skill, and experience. It will also change with the geographic location of the surgery and the type of procedure the surgeon performs. This is generally not covered by insurance unless it is a recent traumatic injury.
 My recommendation is to first find the most qualified surgeon, board certified by the american board of plastic surgery.. 


Plastic Surgery Cost is Influenced by 4 main factors:


The training and experience of your Surgeon. A starting point is to check that your plastic surgeon  is board certified by the American Board of Plastic Surgery. Then ask  how long they have been performing this specific procedure




2. The geographic location may make a big difference in the cost of surgery. Cities such as  New York, Dallas, Miami and Los Angeles are frequently more expensive.


The surgical facility also changes the fees.  Office surgery is often less expensive than outpatient surgery and the hospital setting is usually the most expensive
     


3.  The type of anesthesia will add to the cost of a procedure.  Local anesthesia is the least expensive and being asleep or general anesthesia takes the longest time and has the highest costs


4. The complexity and length of surgery will determine costs for all surgeries, both for the surgeon and the facility.


Most offices can arrange for payment
plans. Banks, credit cards, and financing companies are options.


Care Credit  and Prosper are just a few of the companies that offer plans. Many are no interest for 12-18 months.


Geographic costs and names of
experienced doctors can be found on Real Self or the websites for the American
Society of plastic surgeons for the American Society of aesthetic plastic
surgery


#earlobesurgeryprice          # earlobe surgery
#earlobereductionprice
#earloberepair

Ear Lobe surgery cost varies significantly for a number of good reasons: Prices vary greatly because the surgery itself encompasses a wide range of techniques that can be performed to different extents. My recommendation is to first find the most qualified surgeons where you want the surgery performed that are board certified by the American Board of Plastic Surgery or Facial Plastic Surgeon you trust, then compare prices between them. See the below link on suggestions on how to find the most qualified plastic surgeon for your procedure. General Factors that influence the price of plastic surgery include:1. Location - Most procedures will be performed in a doctor’s office where costs can be contained. If not will it be performed in a hospital or an independent out- patient facility? Geographical location also has a significant influence. RealSelf has average charges for most areas of the USA.2. Type of Anesthesia – local anesthesia is typical and less costly. If IV sedation or General Anesthesia is used: Will a board certified anesthesiologist, nurse anesthetist, or an RN be used? 3. Experience and training of your surgeon. The best and longest trained is most often a plastic surgeon board certified by the American Board of Plastic Surgery 4. Length and Complexity of Surgery - how difficult will your surgery be and how long it will take, etc. #earlobesurgery#earloberepair#earloberepaircost

Hello! Thank you for your question! Surgical procedures for aesthetic
purposes, to improve appearance, are not covered by insurance.
Typically, these as well as complications resulting from such procedures
are the responsibility of the patient. Procedures that are meant to
correct functional issues and those which cause health-related issues
should be covered by your insurance as a medical necessity, with proper
examination and documentation. Some insurance plans have exclusion
criteria for certain procedures. Also, it is an obligation of the
surgeon not to attempt to authorize purely cosmetic procedures through
insurance. Discuss your issues and
complaints with a board-certified plastic surgeon to discuss these as
well as to examine and assist you in deciding which procedure(s) will be
the best for you.  Typically torn earlobes are cosmetic procedures not covered by insurance.  Certainly, pay in advance prior to your surgical procedure and options
such as financing are available if you qualify.  Cot will vary among surgeons and you geographic location.  This can usually be done in office under local anesthesia with a flat fee for all.  Hope that this helps!
Best wishes!

Insurance coverage of torn ear lobe repair is becoming increasingly less common, as most insurances consider it cosmetic.

Unfortunately, insurance usually doesn't pay for torn ear lobes, unless the tear occurred recently.  If it has healed, it is usually considered cosmetic.  We usually ask the insurance company to consider repair, because it doesn't hurt to ask.  However, the likelihood of approval is pretty low.

A torn ear lobe from an injury that occured within a few days can often be repaired under the umbrella of "laceration repair" and be considered "medically necessary."   If done after it has "healed," it may be considered a cosmetic procedure and therefore may not be covered.   The best strategy is to work with your plastic surgeon and insurance company to obtain "preauthorization" in writing to repair the lobe.  This will help diffuse confusion.  Good luck!

Torn or split earlobes are corrected with surgery. Insurance companies usually cover only items that are considered medical.  This can be easily determined by speaking to your insurance company representative. 

Typically, most insurance companies do not cover changes that are due to appearance with the exception of traumatic repair which is medically necessary.  Torn ear lobes do not fall into that category.