Are my Breasts Saggy

Your breasts are large and have some ptosis, which is the result of the heaviness. The nipple areolar complexes are large and spread. I think you would benefit from a small reduction, which is effectively a lift, and reduction of the areolae. It is slightly difficult to tell from the photographs but there may be a difference in the nipple heights which is aesthetically displeasing. This can be corrected at the time of surgery.

Your breasts are fine. I would not perform surgery on you at this time in your life.