Can I Afford a Tummy Tuck on a Fixed Income?

Question

i am a single mom mu stomach sags when i sleep on my side its annoying. Even the mirrors in my house are from my neck up because i cant stand seeing my stomach... i dont regret having my kids i love them, but i have the aftermath

J. Timothy Katzen, MD, FACS · Answer

Thank you for your question about the feasibility of affording a tummy tuck while on a fixed income. It's an important consideration, and you're right to be looking at your financial situation and the cost of the procedure.
The cost of a tummy tuck can indeed vary widely, influenced by several factors such as the surgeon's experience, geographical location, surgical facility costs, anesthesia fees, and other related expenses. These variables mean that the price of a tummy tuck can differ significantly from one plastic surgeon to another.
Given this variability, a key step is to seek multiple consultations with various plastic surgeons. Each consultation will not only provide you with a better understanding of the potential costs but also offer insight into the surgeons' experience levels, approaches to surgery, and the type of care they provide.
When discussing costs with plastic surgeons, be clear about your budget constraints due to your fixed income. It's possible that you may find a surgeon whose fees are within your price range or who offers payment plans that could make the procedure more affordable for you.
Additionally, remember to factor in all the associated costs, not just the surgeon's fee. This includes costs for the surgical facility, anesthesia, post-surgery garments, and any necessary follow-up care.
I hope this guidance helps you in your research and decision-making process regarding a tummy tuck. Remember to choose a surgeon not only based on cost but also on their qualifications, experience, and the comfort level you feel with them.
Good luck, and I hope you find a solution that works well within your financial situation.
Sincerely,

Emmanuel Mallol Cotes, MD · Answer

Thank you for your question. The cost average varies depending the doctor and location. I would suggest to be treated by board certified plastic surgeon with experience in this procedure, to get the best desired results.
Respectfully,-Dr. Emmanuel Mallol Cotes.-

Leila Kasrai, MD, FRCSC · Answer

It is very possible to cover the cost of a tummy tuck on a fixed income. If you sign up for financing, you can pay just hundreds of dollars each month over a few months. This option is available at many surgeon’s offices, and they can help you with the process of obtaining it.

Larry S. Nichter, MD, MS, FACS · Answer

The price is dependent on
many factors - is it a mini, full or extended abdominoplasty such as a fleur de
lis pattern where redundant skin is removed from the center as well as the
bottom of the abdomen? Is it skin only or does it include tightening of the
muscles? Will Liposuction also be necessary? Will it be performed in a hospital
with an overnight stay or in an independent out-patient facility? Will a
surgical assistant be needed? Will a board-certified anesthesiologist or a
nurse anesthetist be used? Will an (anti) pain pump be used?

All of these factors
influence the cost. In Mexico it is probably different but for reference, in
Orange County, California the estimated range is $7000- $15,000 depending on
the variables above.

#tummytuckcost

Jerome Edelstein, MD · Answer

Pricing really depends on the surgeon, location and type of tummy tuck. Generally speaking, mini tummy tucks range from $6000 to $7000 while full tummy tuck are more, ranging from $8000 to $9000. Since you mention you have had children, you may need a full tummy tuck. However, you should discuss this with your surgeon. You can request financing, which is normally done through a third party. The financing company would pay for your surgery on your behalf, and then you would just have to pay the financing company monthly installments which are usually just a couple hundred dollars.Another factor that should be considered is if liposuction is performed as well. If yes, this may be more or integrated into the price.

Jeffrey J. Roth, MD, FACS · Answer

Children are great, but they can certainly change a woman's body. There are financing options for cosmetic surgery. Ask the office manager in the plastic surgeon's office and they should be able to guide you. Another option is to have surgery at a cosmetic clinic run by the residents, (and overseen by faculty), at a teaching hospital.

Otto Joseph Placik, MD · Answer

Occasionally tummy tucks are available at a lowered cost if performed in the context of a teaching institution under the supervision of professors. You may want to discuss this with any local university programs.Alternatively, there are loan and financing options.

Ronald Levine, MD · Answer

There are financing options offered by surgeons. The financing company pays off your surgery for you, and then you make monthly payments to the financing company. These payments can be just a couple hundred a month. When you find a surgeon, ask about this option.

Tom J. Pousti, MD · Answer

Thank you for the question. In our practice, we use Care Credit as well as other companies; they have been used by our patients with no problems. They do have different rates so please make sure you get all of the information you need prior to signing up with any financing company.Generally speaking, it is always in patients' best interests to achieve a certain degree of financial stability prior to undergoing elective surgery of any type. Patients should also keep in mind that additional surgery may be necessary in the short or long term, following the primary procedure that is being performed; this additional surgery may be associated out-of-pocket expenses. Again, best to achieve a physical, emotional, psychosocial, and financial “stable state” prior to considering elective plastic surgery. Best wish

Kris M. Reddy, MD, FACS · Answer

The cost for tummy tuck like other cosmetic surgery varies considerably
across the country and even in the same area. South Florida tends to have lower
fees then more expensive areas such as New York or Los Angeles. We charge
starting at $4000 + MD Anesthesia related expenses for a modified tummy tuck.
With a complete tummy tuck being more. Since you can get quality work at lower
costs, patients will travel from throughout the state, the country, and
internationally to have surgery in South Florida.

To ensure that you are receiving quality work with personalized care at the
most cost effective prices, consult with board certified plastic surgeons that
own their own nationally accredited facilities. The quality must be maintained
at the highest level to maintain accreditation. The surgeons also have
incentive to hire and train quality staff (to ensure that surgery is efficient
and enjoyable), to ensure comfortable and private facilities (to encourage
referral), and to eliminate waste (to ensure that these facilities can compete
effectively).

Can I Afford a Tummy Tuck on a Fixed Income?

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