Smart Lipo and Umbilicoplasty Instead of a Tummy Tuck?

I do NOT want a Tummy Tuck. I don't scar well and I personally would be as unhappy with a hip-to-hip scar as I am now with my stomach.So, can I combine Smart Lipo and an umbilicoplasty to get an improved result?I am 5'4" and 128 lbs (and would like to lose 10 lbs) and have loose skin from 4 pregnancies.I'd like to get Smart Lipo/Cool Lipo now and 6 months later get an umbilicoplasty to fix my umbilical hernia and possibly remove a very small amount of skin while they are at it to improve skin laxity more. Thanks for your help.