I had recently made consults with some surgeons but they tell me I have to pay a 20% or 40% deductible I dont know what that means.. or how much ill have to pay just for them to see me. Then there is the submitting the info to my insurance and it sounds complicated. and there is always the chance of insurance declining. I am just lost and I dont know if it is worth going on with this :( please help I will appreciate it.