I will be 45 in January and I'm 5' 5" and 265 lbs. I will have my first consultation 1/8/2015. I do not have insurance so I'm paying out of pocket for this. I'm really nervous and need advice on what questions I need to ask. I want to have this surgery so bad, but I want to make sure that I am doing the right thing and that I will be taking care of just the same as someone with insurance...