I have 5 moles on my face and 1 on my neck that get in the way when I'm shaving (they are flat, but my razor catches them sometimes). I was wondering if insurance would typically cover a removal of these moles, and could it be covered if a plastic surgeon did it (to minimize scarring risk)?
Would Insurance Cover my Mole Removal by a Plastic Surgeon?
Doctor Answers 3
Would insurance cover my mole removal by a plastic surgeon?
Discuss your issues and complaints with a board-certified plastic surgeon to discuss these as well as to examine and assist you in deciding which procedure(s) will be the best for you. A discussion of the advantages and disadvantages will take place along with the risks and benefits. Insurance companies will vary on coverage and is always reasonable to discuss your issues with your surgeon and primary care. It would behoove you to get as much information as possible and even call your insurance yourself. Certainly, pay in advance prior to your surgical procedure and options such as financing are available if you qualify. Hope that this helps! Best wishes!
Depending on the insurance carrier, it is possible to have the cost of mole removal covered by insurance. Each insurance carrier has specific coverage. I would encourage you to either contact your insurance company directly or have your physician's office look in to this for you.
Insurance coverage for mole removal
It is possible that medical insurance can cover the cost of removing moles, even if done by a plastic surgeon. The decision would be up to your particular insurer. Either you, or your physician, would need to contact your insurance carrier before your procedure to see if it would be deemed a covered expense.