I was wondering if dental insurance cover all over dental bonding cost?
Does Insurance Cover Dental Bonding?
Doctor Answers (5)
It really depends
Insurances will cover bonding if it is needed due to decay or a chip/fracture. Most will not cover it if is purely for cosmetic reasons. It does vary with each insurance and your dental provider should be able to pre-authorize any procedure they are doing.
Dental Insurance coverage
Usually the dental insurance HMO, PPO is covering majority of the restorative work. The verification of coverage for certain procedures is obtained prior to the procedures. In some cases like Medicare or some Medicaid plans composite bonding sometimes is not covered. Every plan has its` specifications.
Different insurances pay different for procedures
Different insurances pay different for procedures . Your question is too generalized. what kind of bonding are you having done? dis it due to decay, is it aesthetic? is it both? what kind of coverage do you have? is it HMO, PPO? is your dentist in network?
There is lots of things to know. Your dentist is able to answer all that. Get a consultation and if not happy with what you hear get a second opinion.
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Insurance Covering Bonding
I'm not familiar with Canada's Insurance Regulations, but in the US, insurance will cover bonding as long as it's not strictly a cosmetic procedure. There has to be another reason such as a chipped tooth or decay.
Does Dental Insurance Cover Bonding?
It depends on what dental problem the bonding is solving. If it is being used to ONLY enhance cosmetics then insurance will not cover the cost. If it is being used to fix decayed or broken teeth then yes, insurance will cover it.
These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.