Does Insurance Cover the Cost of Repairing Torn Earlobes?

What is the cost of repairing 3 split earlobes and does insurance cover this procedure?

Doctor Answers (27)

Insurance covers traumatic ear repair

+2

My advice is to get to a plastic surgeon right away if your earlobe is torn.  Most insurances cover traumatic repair of the earlobes but question whether elective surgery is cosmetic in nature.  My office fields these questions all the time and is adept at making pre-authorization inquiries to clarify coverage in advance of surgery. 


New York Plastic Surgeon
5.0 out of 5 stars 8 reviews

Repairing earlobes is a cosmetic procedure unless caused by an accident.

+2

Earlobe repair is a cosmetic procedure.  If earlobes were torn by some documented accident, there may be an outside chance of getting insurance to pay, otherwise you are on the hook for the cost.

Mark Taylor, MD
Salt Lake City Dermatologic Surgeon
4.5 out of 5 stars 9 reviews

Insurance cost repair ear lobe earlobe tear torn split trauma stretched enlarged

+2

Generally insurance does not cover repair of split ear lobes, stretched ear lobes or earlobes with enlarged holes

If there is an injury or trauma that causes a torn earlobe or cut ear lobe then the insurance sometimes covers the repair cost if done urgently in and emergency room for example. 

Fredrick A. Valauri, MD
New York Plastic Surgeon

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Insurance will not cover earlobe repair

+2

The short answer is "no."  Earlobe repair is considered a cosmetic procedure and is not covered by insurance.

For single, uncomplicated earlobe tears, we charge $375 for one earlobe and $650 for both. 

The procedure is performed under local anesthesia.  Nitrous oxide (laughing gas) is available at no additional charge.  If you bring small studs with you, we can repierce your ears at the same time.

Ronald Friedman, MD
Dallas Plastic Surgeon
5.0 out of 5 stars 8 reviews

Earlobe and insurance

+2

You have to check with your insurance company. Most often not, but sometimes it in fact is. (this is rare). Only one way to find out..you have to call and check.

Chris Thiagarajah, MD
Washington DC Oculoplastic Surgeon
5.0 out of 5 stars 6 reviews

Insurance does not cover torn earlobes in Georgia

+2

Torn earlobes are not covered by insurance, at least in Georgia.  However, the procedure is so simple and inexpensive it shouldn't be a problem to get them fixed.  It's done in the office with local. We charge $250 per earlobe.

Vincent N. Zubowicz, MD
Atlanta Plastic Surgeon
4.5 out of 5 stars 7 reviews

Does Insurance Cover the Cost of Repairing Torn Earlobes?

+1

Thank you for your question, Brenda. Every insurance policy is different, so your question is not easily answered with a yes or no. Often the procedure is considered cosmetic and will not be covered. Certain plans allow earlobe repair in some circumstances such as following a recent traumatic earlobe tear - especially if it is repaired immediately following the episode of trauma. Check with your insurance carrier regarding the particulars of your case. Good luck.

James M. Pearson, MD
Los Angeles Facial Plastic Surgeon
5.0 out of 5 stars 29 reviews

Torn earlobe and insurance...

+1

Torn earlobes are mostly caused by people who wear heavy earrings over long periods of time or by people who have inherently weaker earlobes.  Ear lobe repair is a quick procedure which is done under local anesthesia.  After the stitches are removed, the ear usually heals nicely and it is safe to have your ears pierced 6 after weeks. This is a cosmetic procedure and will not be covered by insurance unless you go to the office on the day that it rips and a laceration is visible. The cost of the procedure varies upon which doctor you see but usually runs about $700 per ear.  Be sure to consult with a Board Certified Facial Plastic or Plastic Surgeon when scheduling a consultation.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Shain A. Cuber, MD
Edison Plastic Surgeon
5.0 out of 5 stars 25 reviews

Insurance coverage of torn ear lobe repair

+1

Insurance coverage of torn ear lobe repair is becoming increasingly less common, as most insurances consider it cosmetic.

Thomas T. Le, MD
Baltimore Facial Plastic Surgeon
5.0 out of 5 stars 32 reviews

Repairing torn lobes is most often a cosmetic procedure

+1

Surgical repair of a torn ear lobe is most often considered a cosmetic procedure - and as such not covered by insurance.

Jeffrey Ellis, MD
Long Island Dermatologic Surgeon
5.0 out of 5 stars 1 review

These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.