Does Insurance Cover the Cost of Repairing Torn Earlobes?

What is the cost of repairing 3 split earlobes and does insurance cover this procedure?

Doctor Answers 29

Insurance covers traumatic ear repair

My advice is to get to a plastic surgeon right away if your earlobe is torn.  Most insurances cover traumatic repair of the earlobes but question whether elective surgery is cosmetic in nature.  My office fields these questions all the time and is adept at making pre-authorization inquiries to clarify coverage in advance of surgery. 

New York Plastic Surgeon
5.0 out of 5 stars 17 reviews

112-03 Queens Blvd
Forest Hills, NY 11375

Repairing earlobes is a cosmetic procedure unless caused by an accident.

Earlobe repair is a cosmetic procedure.  If earlobes were torn by some documented accident, there may be an outside chance of getting insurance to pay, otherwise you are on the hook for the cost.

Mark Taylor, MD
Salt Lake City Dermatologic Surgeon
4.0 out of 5 stars 15 reviews

440 West 200 South
Salt Lake City, UT 84101

Earlobe and insurance

You have to check with your insurance company. Most often not, but sometimes it in fact is. (this is rare). Only one way to find have to call and check.

Chris Thiagarajah, MD
Denver Oculoplastic Surgeon
5.0 out of 5 stars 7 reviews

1800 Emerson St
Denver, CO 80218

Insurance does not cover torn earlobes in Georgia

Torn earlobes are not covered by insurance, at least in Georgia.  However, the procedure is so simple and inexpensive it shouldn't be a problem to get them fixed.  It's done in the office with local. We charge $250 per earlobe.

Vincent N. Zubowicz, MD
Atlanta Plastic Surgeon
4.5 out of 5 stars 16 reviews

365 East Paces Ferry Road, NE
Atlanta, GA 30305

Does Insurance Cover the Cost of Repairing Torn Earlobes?

In general, no.  If they are repaired at the time of another trauma (some sort of accident), then possibly, but it is generally considered a cosmetic procedure.  Prices are generally very reasonable as it can be done with local anesthesia right in the office.  Wishing you all the best.
Garrett A. Wirth, MD, MS, FACS

Garrett A. Wirth, MD, FACS
Orange County Plastic Surgeon
5.0 out of 5 stars 8 reviews

400 Newport Center Drive
Newport Beach, CA 92660

Does insurance cover the cost of repairing torn earlobes?

Hello! Thank you for your question! Surgical procedures for aesthetic purposes, to improve appearance, are not covered by insurance. Typically, these as well as complications resulting from such procedures are the responsibility of the patient. Procedures that are meant to correct functional issues and those which cause health-related issues should be covered by your insurance as a medical necessity, with proper examination and documentation. Some insurance plans have exclusion criteria for certain procedures. Also, it is an obligation of the surgeon not to attempt to authorize purely cosmetic procedures through insurance.

Discuss your issues and complaints with a board-certified plastic surgeon to discuss these as well as to examine and assist you in deciding which procedure(s) will be the best for you.  Typically torn earlobes are cosmetic procedures not covered by insurance.  Certainly, pay in advance prior to your surgical procedure and options such as financing are available if you qualify.  Cot will vary among surgeons and you geographic location.  This can usually be done in office under local anesthesia with a flat fee for all.  Hope that this helps! Best wishes!

Lewis Albert Andres, MD
Scottsdale Plastic Surgeon
5.0 out of 5 stars 14 reviews

8900 E. Raintree Dr.
Scottsdale, AZ 85260

Does Insurance Cover the Cost of Repairing Torn Earlobes?

Thank you for your question, Brenda. Every insurance policy is different, so your question is not easily answered with a yes or no. Often the procedure is considered cosmetic and will not be covered. Certain plans allow earlobe repair in some circumstances such as following a recent traumatic earlobe tear - especially if it is repaired immediately following the episode of trauma. Check with your insurance carrier regarding the particulars of your case. Good luck.

James M. Pearson, MD
Los Angeles Facial Plastic Surgeon
5.0 out of 5 stars 57 reviews

9735 Wilshire Blvd
Beverly Hills, CA 90212

Torn earlobe and insurance...

Torn earlobes are mostly caused by people who wear heavy earrings over long periods of time or by people who have inherently weaker earlobes.  Ear lobe repair is a quick procedure which is done under local anesthesia.  After the stitches are removed, the ear usually heals nicely and it is safe to have your ears pierced 6 after weeks. This is a cosmetic procedure and will not be covered by insurance unless you go to the office on the day that it rips and a laceration is visible. The cost of the procedure varies upon which doctor you see but usually runs about $700 per ear.  Be sure to consult with a Board Certified Facial Plastic or Plastic Surgeon when scheduling a consultation.









































Shain A. Cuber, MD
Edison Plastic Surgeon
5.0 out of 5 stars 44 reviews

150 East 61st Street
New York, NY 10065

Insurance coverage of torn ear lobe repair

Insurance coverage of torn ear lobe repair is becoming increasingly less common, as most insurances consider it cosmetic.

Thomas T. Le, MD
Baltimore Facial Plastic Surgeon
5.0 out of 5 stars 51 reviews

4785 Dorsey Hall Drive
Ellicott City, MD 21042

Repairing torn lobes is most often a cosmetic procedure

Surgical repair of a torn ear lobe is most often considered a cosmetic procedure - and as such not covered by insurance.

Jeffrey Ellis, MD
Long Island Dermatologic Surgeon
5.0 out of 5 stars 1 review

2 Patton Place
Plainview, NY 11803

These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.