POSTED UNDER Breast Reduction Reviews
21 Yr Old College Student Athletic 34 DDD Big Boobs
UPDATED FROM Erin A.
Is Credit Care a good alternative?
$5,000
So I looked on credit karma and my credit score is "Fair". I don't even have credit except for a car loan so I understand why it's not super high however I have made 100% of my payments on time. I'm contemplating applying for credit care I'm just super nervous and stressed out about the whole Interest going up if I miss a payment or if something goes wrong. Has anyone had any successful/ horror stories with Credit Care? I would use credit care to pay the $3,000 deductible and I would pay 250$/month for 12 months is my plan. I'm always on time with bills and payments so I feel like I could totally do it. I'm just scared ! Thanks ladies for your input and helpful advice. I hope that sometime this year I can undergo the surgery and actual enjoy wearing bikinis and running !
UPDATED FROM Erin A.
Crying my eyes out
update: called the insurance company and those f&ckers only pay for 60% of the initial cost. So I would have to pay a $3,000 deductible and if the cost was 10k I would have to pay 4k out of my own pocket. So I can kiss the dreams of getting small boobs and being happy with my life goodbye. Also I have Florida Blue :Blue Cross & Blue Shield. I'm so freaking pissed and upset. I just want to go in a crawl in a hole and never come out.
Replies (5)
February 26, 2016
Wow really? I'm so surprised. I have Blue Cross but I am in VT and it was 100% covered. I'm so sorry to hear this. :( don't give up, though! Keep trying different avenues. It won't be easy but it'll be worth it.
February 27, 2016
I know $3,000 is a lot but maybe you could talk with your surgeon to see if he offers a payment plan . Just a thought if your heart is so set on reduction I know I was devastated when my insurance denied me the first time.
February 27, 2016
That's a shame. It's worth saving for though. Or finding out for a payment plan. My insurance won't pay here in Australia and it will cost me double that. But I think it will be worth every cent! It's so tough, but hang in there. I'm sure you can find a way x

February 29, 2016
awww.. I've been there and even worse. I've been pursing different companies since 2013!! My former insurance company requested $9,OOO out of pocket costs. Can you find out if your deductible applies towards your out of pocket maximum costs? Maybe you should get them to approve you then start planning towards saving money (if you can). Hope it gets better.

March 3, 2016
I am so sorry. Did you happen to go through the appeal process with them? I have Blue Cross Blue Shield of Texas and they flat out denied me within a couple of hours of receiving the pre-d request from the surgeon's office solely based on the amount being removed was not going to be 500g or more. I appealed, provided letters from my other doctors, test results, and they still denied me, and I currently have my case in IRO. I have already booked my surgery & it's next week. I HAVE to do this regardless of stupid insurance or not. I get the same rashes too that you show in your pic above. I also get icky fungal funk smell - it is gross. But I am having nerve issues from my breasts that are really wreaking havoc on me, so I am going broke to be free of these! I hope you are able to find a resolution and way to get this done soon!
Replies (2)
February 26, 2016
I was like you at your age.I always wanted a breast reduction and breasts were similar to yours . I saw a ps in September after talking with others that were extremely satisfied with their breasts reduction. They took pictures and measured me and informed me he thought my procedure was covered. I am 46, 5'2" and weighed 120lbs. Bra size was a DDD if not E. Insurance originally denied it because they needed a letter from my doctor saying I tried alternative treatment for back pain. This was easy to get, I asked my doctor for a letter saying I had back pain and tried physical therapy and meds with no relief. It was approved about 10 days after. I had my surgery 1/22 and am very happy. I am a full C, small D. I know I may still have some swelling but my PS thinks I will remain this size. Still recovering but went back to work 2 1/2 weeks after surgery. My advice to you is to make an appoint with a ps. I paid my specialist copay and that's what got the ball rolling. Good luck!
February 2, 2017
I think you are def bigger than a DDD. Have you measured under your breasts then across your chest? I had been wearing VS 36 DDD and I'm really a 32 I !!! We are similar build. I'm 5'9" weigh 170 with athletic build but I've gained 20 past year. 150 is my ideal weight and my boobs don't get smaller when i lose weight they are very dense not fatty. Yours look the same.

Replies (5)