Seriously Considering TT for Looks, Umbilical Hernia Repair and Diastasis Recti - Miami, FL

In 2014 I delivered my 9lb son; during my pregnancy I gained almost 70lbs. I lost most of the weight, but the fat and flab on my tummy is still present and stopping me from looking my best. I also have been having pain in my belly button. In July I finally mentioned to my gyno that I have been having the pain in my belly button and that it has started protruding at different times throughout the day. He examined and told me that I have a hernia and will need to contact a surgeon. I went to two general surgeons and one PS. During my visits all three confirmed that I have diastasis recti as well as the umbilical hernia. One general surgeon examined me and his procedure would be laproscopic, using mesh to repair the hernia and DR. I would be left with 3-4 fingernail size scars around my stomach and he would "fix" the appearance of my belly button. The other general surgeon described what sounded like would be a TT, he said he would repair the hernia and sew my muscles back together, although he didn't mention fat removal, and I forgot to ask about scarring with his technique. I visited a PS and fell in love with the surgeon and the idea of me with a TT, but wondering if any of you have gone the general surgeon route for muscle & hernia repair instead of getting a tummy tuck. It's a 7K difference. Would the results be that much better? I'm very nervous and I think about the possibility of getting the TT every day. I am excited but still weary, and hesitant about spending so much money for what some would say is unnecessary. I still consider myself young enough to value my looks and I would rather not walk around with random scars over my stomach. What do you think?

So I went back to the general surgeon that I liked. He said the way he would fix the umbilical hernia and do muscle repair would be through a vertical incision, 2 inches above my belly button, and 2 inches below. After the muscle repair, he would tack my belly button down in place. Um, no thanks. I already have a c-section section scar, I don't need to look like I've been through war too.

I also visited PS#2 for a consultation, and he said he would do a full tummy tuck, but felt I did not have enough loose skin to bring my incision down to my c-section scar. So basically I would have a tummy tuck scar AND my c-section scar??? When I questioned that reasoning, he offered an alternative, and said he could do it by leaving a T-scar. No thanks.

I now feel more convinced that PS#1 will be the one I go with, if I can ever build up the nerve to go through with this procedure and finally put my deposit down. PS#1 said that there was no problem bringing the incision down to where my c-section scar is, and even said that the scar I'd be left with would be 10X better than my c-section scar (which I happen to be comfortable with).

I left some pics this time. Tell me what you think? My concerns are loose skin, muscle repair, and umbilical hernia.