Beginning of a Scary Journey - Las Vegas, NV

ok. So I have been lurking on the site for about a month now and I am finally going to post. I was hoping to have my surgery next year because I wanted a BA,TT and a breast lift. I got some news yesterday from my fiance that we may be moving back to the East coast, so now I am thinking September.
So, here's my story. I apparently have a recurring hernia in my belly button. I have to pick a surgeon who has general surgery experience (residency) that is hard to come by out here. I had my first consultation today and they want $14000 including my hernia surgery and my insurance company wants an additional $800. That was a little more than I expected. The TT was about $5100 plus the $800 for insurance.
I called around to see what the comparable prices were and was told that the base price without including the hernia op was $8400 for the TT and $9000 for BA and lift (OMFING)!!! I was also told that the surgeon that I visited with today was a newer PS and that " u get what u pay for". I will consult with that other PS in a couple weeks and see what they say because apparently this PS will not charge for the 1st hour of anesthesia or operating room (that would b paid by my insurance company because of the hernia) and that first hour is what costs the most.
So. Overall, I was feeling comfortable after my consult. But now not so much. I guess I have more work to do.
I want to share pics. But I am not sure how to.