Do most doctors accept payment plans other than CareCredit?

Question

CareCredit is seems impossible to be approved by! My boyfriend was even trying to put it under his name and it got denied. Him and my parents did one together as a joint applicant and still was denied. I see online, people not even having a job not making much money and are getting approved! Iv been waiting years to get breast implants this is the only thing keeping it from happening.

Miguel Delgado, MD · Answer

Most offices offer more than one company to help patients get financing, each finance company will have it's own requirements. Some patients put their surgery fees on a credit card, but be careful of your interest rates.Not too many offices offer  "in house" financing, but you may find some that do, you need to call around to see what might be available to you. Be sure to find a Board Certified Plastic Surgeon. Good luck.

Lee E. Corbett, MD · Answer

Since the recession most of the companies that finance cosmetic surgery, those that survived, have become very stringent about who they will finance. Care Credit will not finance below a credit score of about 680 I think. There are other companies who offer financing for those with lower scores but your interest rates will be quite high, up in the 20% range in a lot of cases, so be prepared for that. In the end, you will have to contact the surgeons offices and see which lenders they work with.

Kris M. Reddy, MD, FACS · Answer

CareCredit is only one financing company. We work with 4 external financing companies so we can help match the patient's needs with the right company. Proceed carefully with centers that offer internal financing.

Curtis Wong, MD · Answer

is safe and you know they will pay your for your services and that is why most take it.  You may find a hungry young surgeon in a competitive market who will work with you to get some patients under his belt and for future reference who may provide you in office financing if you can at least put down a reasonable deposit.  Otherwise simply start saving what you would pay in payments towards your procedure and you should be able to have it sooner than you think.

Mel T. Ortega, MD · Answer

We have different company's and payment plans, Care credit is a good company but is hard to get approve.

Do most doctors accept payment plans other than CareCredit?

Answers (7)

Answer: Care Credit

Answer: Care Credit

Answer: Do most doctors accept payment plans other than CareCredit?

Answer: Do most doctors accept payment plans other than CareCredit?

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Everything you need to know about Breast Implants

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Do most doctors accept payment plans other than CareCredit?

Answers (7)

Answer: Care Credit

Answer: Care Credit

Answer: Do most doctors accept payment plans other than CareCredit?

Answer: Do most doctors accept payment plans other than CareCredit?

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Recommended reading

Everything you need to know about Breast Implants

Our mission is to create a world where every investment in modern beauty is Worth It.