Do most doctors accept payment plans other than CareCredit?

Most offices offer more than one company to help patients get financing, each finance company will have it's own requirements. Some patients put their surgery fees on a credit card, but be careful of your interest rates.Not too many offices offer  "in house" financing, but you may find some that do, you need to call around to see what might be available to you. Be sure to find a Board Certified Plastic Surgeon. Good luck.

CareCredit is only one financing company. We work with 4 external financing companies so we can help match the patient's needs with the right company. Proceed carefully with centers that offer internal financing.

is safe and you know they will pay your for your services and that is why most take it.  You may find a hungry young surgeon in a competitive market who will work with you to get some patients under his belt and for future reference who may provide you in office financing if you can at least put down a reasonable deposit.  Otherwise simply start saving what you would pay in payments towards your procedure and you should be able to have it sooner than you think.

Since the recession most of the companies that finance cosmetic surgery, those that survived, have become very stringent about who they will finance. Care Credit will not finance below a credit score of about 680 I think. There are other companies who offer financing for those with lower scores but your interest rates will be quite high, up in the 20% range in a lot of cases, so be prepared for that. In the end, you will have to contact the surgeons offices and see which lenders they work with.

We have different company's and payment plans, Care credit is a good company but is hard to get approve. 

We have several types of payment plans, including CareCredit.  You simply have to call an office to find out what they offer as each is different.

Care Credit is an easy company to work with and will only deny loans to bad credit risks. After all, they want assurances that your credit history indicates the ability to repay their loans or they loose money. No surgeon is going to spend the money it takes to do your surgery unless he has already received the funds from you. It costs us thousands of dollars to perform the surgery with costs of implants, personnel, surgical equipment and our time and experience. You will either need to pay the surgeon before the surgery or develop a good credit score so you can get a loan. And think about your question...you have been planning for years to get the surgery, so it would have been prudent and shown good money management skills to have been setting money aside all that time so you would be able to afford the surgery now.