Thanks FL34434 for your question! I understand how unsettling it is to find a new, dark spot—especially when you have a history of sunburns and a family connection to melanoma. You are doing the right thing by paying close attention to changes in your skin. Your black dot could be a subcorneal hematoma (Blood Blister) which is very common on fingers. It’s a tiny speck of blood trapped under the skin, often caused by a pinch you might not even remember. By the way, any new, dark spot that appears suddenly needs a professional evaluation. While it could be something benign, your age and history put you in a category where "wait and see" isn't the safest strategy. Because of your family history and the sudden onset, you should schedule an appointment with a dermatologist for further evaluation or possible biopsy. Hope this was helpful! Best wishes, Dr Ali Sajjadian