I Have Rashes Under my Breasts Due to Sagging. Can I Get Insurance for a Lift? (photo)

Insurance doesn't usually cover the cost of a breast lift, however it can cover breast reduction. You should contact your insurance provider to find out if your surgery would be covered. If it is, it would have to be deemed medically necessary.

    A breast lift will not be covered by insurance, but a reduction may be covered if you meet certain requirements.  This may reduce your breasts to a size that is not large enough for you. 

Thanks for your question and picture.  Unfortunately, almost all insurance companies consider a breast lift a cosmetic procedure only despite medical problems such as rashes.  However, a breast reduction surgery is sometimes covered by insurance.  In a breast reduction, the breast is reduced in size but also lifted.  A consult with a board-certified plastic surgeon will give you the best information.  Good luck!

Most insurers will only cover a lift when they have to by statute, and that requirement is limited to matching a reconstructed breast after breast cancer treatment.

Mastopexy is usually considered cosmetic by almost all carriers, even if there may be a medical indication present. 

Often breast reductions are covered, and a lift is an integral part of a reduction operation. However, you don't mention that as a goal. Most carriers use a height and weight table to determine how much breast tissue needs to be removed to be covered. My hunch is that the requirement might leave you with far less breast tissue than would be desirable.But you can only find out in the setting of a consultation.

Thanks for your question, and for the posted photo. Best wishes. 

A breast lift is a purely cosmetic procedure and will never be covered under most insurance plans; however a breast reduction will usually be covered under the same circumstances.   If you are a 34DD, depending upon your weight and height then you may be a candidate for a breast reduction.   Rashes under the breast, also known as intertrigio, is a medical condition associated with large sagging breasts.  It usually gets worse in the summer time.  I would also be good for you to be seen by your family physician to document this condition and possibly prescribe treatment.   It medical treatment fails then you are more likely to get approval.