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You have 2 options. One is self payment which you can finance it. Many physicians use a company called CareCredit. The other option is a breast reduction at at reduced fee performed by residences in training. Best Wishes, Gary Horndeski, M.D.
Each plastic surgeons office will have their own policies regarding payment. Some offer in house financing or others will help you obtain financing with companies that offer credit for surgical procedures. Some patients use credit cards but you need to be aware of the interest rates. You might check with a nearby University hospital that has a residency program, they sometimes offer surgeries at a reduced rate that is done by the residents but supervised by well trained plastic surgeons. Good luck.
A Breast Reduction is common procedure with usually wonderful results. Most women develop back as well as neck pain because of the weight of their breasts. Due to the negative impact of overly large breasts, a Breast Reduction can be a life changing experience. Patients who don't have insurance have other options of payment besides cash or credit card. Many offices accept a financing plan called Care Credit which is a medical credit card that allows you to pay off the procedure anywhere from 6-36 months. There are a handful of other financing/loan options when it comes to paying for the surgery, but it can also come down to your credit score as well. When choosing a surgeon be sure to choose a Board Certified Plastic Surgeon.
Most plastic surgeons will still do a breast reduction on a fee for service basis. You should ask your plastic surgeon if they offer a financing plan.
Any plastic surgeon who performs breast reduction surgeries would be happy to perform the procedure without dealing with an insurance company. If you cannot afford to pay for the procedure put of pocket, you might check with a medical school that has a training program for plastic surgery where you probably could get a reduced fee.