Care Credit - Breast Implant Financing Options

Hello - CareCredit does take a percentage of what we charge, but it really is that much. In fact, it is a good way to finance your plastic surgery procedure. Paying with financing is a good option, but make sure your credit score is good because credit card companies are making it harder and harder to get loans, especially for plastic surgery. Yet, if you can get it you will be able to pay off your procedure little by little instead of all at once. I accept CareCredit and my patients love it as a financing option.

Care credit has survived while most of the other companies offering financing for cosmetic surgery have stopped offering the product, or have gone under.  The fees differ based on the plan that is chosen.  The surgeon can select the plans that charge fees that they are comfortable with.  Care credit makes up almost 100% of our financing.

Hello. That is a very interesting question. I recently had a patient finance her mommy makeover through a similar company, United Medical Credit. They paid almost 100% of my fee and I believe she completed the rest. I assume some doctors don't accept credit because they might not receive their full fee. As long as the patient qualifies and gets a good deal plus the surgeons is ok with it, I think it's a good idea.Best of luck,Dr. Miguel Mota

It's a great question and our office gladly offers financing options through CareCredit and some other lenders. Third-party lenders can be a great way to finance a surgical procedure. Many offices will offer no interest for 6-24 months. When considering a cosmetic procedure make sure you find a surgeon who will take the time to answer all of your questions and explain all of your options, so that you can move forward with confidence.

CareCredit is accepted at over 185,000 providers nationwide.  Although their fees tend to be a bit higher than a Visa or Mastercard, many offices still find it is the best financing option available.  Legally, an office can't charge you more to finance with CareCredit.  We accept CareCredit here and love it.  It's a good option for many of my patients.  Good luck!

Thank you for your question.  In my practice, I do offer patients several different financing options (including Care Credit and Alphaeon Credit) to help patients make their cosmetic surgery dreams a reality.  While these companies do take a small percentage of what the surgeon charges, the alternative would be using other financing companies that force the patient to incur those additional costs or sending the patient home without any hope of having the desired procedure.  Depending on a patients credit, some plans are definitely more reasonable than others and it is important to note that each company offers different payment plan options both with and without interest.In short, financing programs help thousands of patients each year have surgeries both cosmetic and otherwise, that would have been impossible without them.  Many surgeons appreciate that it can be nearly impossible for some patients to pay the full cost for a cosmetic procedure up front and because of this we welcome these financing options.  Additionally, you can always refer to the financing companies website to find a surgeon who participates with their program.I hope you find this helpful.