Common for insurance to cover tummy tuck?

After having had three c-sections, my lower belly has loose skin and a huge smiley face. I would like to know, is it common for insurance to cover tummy tuck to remove the excess skin?

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10 answers to “Common for insurance to cover tummy...”

A: Tummy tuck is cosmetic and is not covered by insurance

Parham Ganchi, MD

A true tummy tuck (tighten skin, abdominal wall) is considered cosmetic and is not covered by insurance. However, a VERY large area of loose skin may be covered and would be called a panniculectomy. You would need to show that this large fold of skin is causing some kind of medical problem such as... more

A: Tummy Tuck

Farbod Esmailian, MD

A tummy tuck or abdominoplasty procedure is a cosmetic procedure and not covered by insurance.  A panniculectomy is removal of the fat and skin in the lower abdomen without the tightening of the muscles.  This may be covered by insurance but it is usually approved for patients with large lower... more

A: Tummy tuck or abdominoplasty is a cosmetic operation.

George Marosan, MD

Insurance does not cover a tummy tuck. Loose skin and stretched out abdominal muscles are not considered a "functional" medical problem, but are cosmetic. The only procedure an insurance co. might cover is a panniculectomy. This is a condition mainly seen in patients who underwent massive weight loss... more

A: Consider a Cosmetic Tummy Tuck to Address your Concerns

Charles Perry, MD

An abdominoplasty could fully correct the loose muscle and excessive skin resulting form three children and a c-section scar.  This is an elective cosmetic procedure.  I know of no insurance companies that would cover it.  You might be able to see your OB/Gyn for evaluation of a scar revision... more

A: Tummy tuck surgery is not covered by insurance

Nina S. Naidu, MD

Hi, Tummy tuck surgery is not covered by insurance companies in the US.  This is considered to be an elective, cosmetic procedure which is specifically excluded under insurance contracts.  After three C-sections, the appearance of your abdomen as you have described it would be considered a cosmetic... more

A: Insurance won't cover a tumy tuck

Richard P. Rand, MD

As the other doctors have said, a tummy tuck is considered cosmetic by insurance and as such it isn't covered.  Even the rectus diastasis is cosmetic and a diastasis is not a hernia.   Basically, as far as insurance is concerned, if you CAN'T live with something it is "functional" or... more

A: Tummy tucks excluded by Insurance companies

Marcus L. Peterson, MD

Every insurance company I know of excludes tummy tucks from coverage.  A complete tummy tuck is always considered cosmetic.  If you have an extreme case of excessive hanging skin with skin complications you might might get coverage from you insurance company.  This procedure is called a... more

A: Unlikely for Insurance to cover a Tummy Tuck

David A. Dreyfuss, MD

Most insurance companies consider a Tummy Tuck a cosmetic procedure.  Due to this fact, it is unlikely that your insurance will cover the procedure.  However, if you have problems related to the scar or irritation due to the flap of skin, they may consider this problem functional.  Your Plastic... more

A: Insurance usually not applicable

Robin T.W. Yuan, MD

Except in the most extreme situation where you might have skin ulcers, dermatitis, or infection, insurance companies will not pay for tummy tucks after pregnancy as they consider it a cosmetic issue.

A: Tummy tuck is considered a cosmetic procedure

Sam Jejurikar, MD

In general, insurance companies almost never cover the cost of tummy tuck.  Tummy tuck is a contouring operation, in which loose abdominal wall muscles are tightened, extra skin and fat are removed and reshaped, and the belly button is relocated and reshaped to give it a more youthful appearance. In some... more

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