Yes! Almost all orthodontist offer payment plans. There are usually three to chosse from. 1. You will be offered a 5 to 7% pay in full discount if you pay your contract in full. 2. There is usually an interets free office plan and a bogger downpayment and smaller monthly payments until treatment is over. 3. There are outside companies ( ie Chase or Care Credit) which offer lOWER monthly payments with some interest. These days. most orthodontist will offer Chase or Care credit INTEREST FREE.