Do They Have to Remove Your Belly Button for Insurance to Cover a Panniculectomy? (photo)

My husband works for the state and has VERY....good insurance. I had no medical problems that wouldve been required to remove my belly button. My doctor told me and my husband that insurance wouldnt cover it if I wanted to keep my belly button because they would consider that plastic surgery, so he would have to remove it and do what he did to me to be covered. But after that I saw woman coming in that were even on welfare, and they didnt have to get cut apart like i did. After all these yrs it still makes me cry when i look what was done to me. I really trusted him and now feel like I was lied to so that he could get the insurance money. I feel so....stupid for not calling my insurance co before hand and asking them,,,But like I said, I really trusted him. But thank you for tking the time to answer me, I deeply appreciate it...