37 Years Old, Tummy Tuck/belt Lipectomy and Breast Reduction....Orem, UT

I have always cursed having big breasts, I don't feel very feminine when I am shaving my legs and have to re-adjust myself to be able to see what I am doing. Or how about when I was in the PS office and he was talking to me about my tummy tuck and wanted to show me what I would look like if he did a full belt lipectomy and I had to pick up my breast and move it so I could see the side of my body while standing there naked. That was a good sign that I knew I was doing the right thing. I hate having to order bra's online and knowing if I don't spend $80 on one it wasn't going to hold these babies in place. Having to wear two bras to exercise or how about when you have to wear a fitted bikini top as well as a swimsuit over the top to give you more coverage and support. No one wants to see these puppies keeping me a float at the pool. I did loose 100lbs and went from a 38J to a 36H, but I still have the same problems just at a different level. I am 5'6' and weight 160lbs My PS asked me what size I remember being the most comfortable at..... huh, what.... I don't remember ever not feeling like I needed to hide my chest so I wouldn't feel uncomfortable around people. I cant wear sweaters or cute tank tops. And then there is trying to figure out how you are going to wear that bridesmaids dress at your good friends wedding with out looking like a circus show. Because I am a master breast disguiser I have a comment or two from the very few people I have told about this saying your not that big, what about just getting a lift? Ok now a lift so that they will protrude more and really poke me and you in the eye?? come on people. I want to be a full C or small D, I want to be able to know what it is like to run or jump without holding my chest. I want to buy cute clothes!!! Ok so enough complaining, I am going to get a breast reduction as well as a tummy tuck with a belt lipectomy, some people are calling that a lower body lift or butt lift, but whatever you want to call it my tt scar will extend all the way around my body removing all of the excess skin and not only tightening my tummy but also my bum. Insurance is paying for my BR I do have a small out of pocket amount I need to meet 10% (max $1000). The total I put above was just for my tummy and bum portion of $7300. I will be staying one night in the hospital. Yes I ask myself what I am doing to myself, so much self inflicted pain :) I am going to file for STD from work since my insurance is covering the BR, and its considered medically necessary, anyone had any problems with this getting denied?? And what did you tell our coworkers? I have worked at my job for 14 years so some of these people are like family but I don't want to tell them what I am doing and I am a terrible liar.