26 Yr Old Mom with 2 Csections and One Messed Up Tummy

My intro:
I am 26 years old 5’4 and about 138 lbs (I tend to fluctuate a lot). My stomach is a wreck I have fat deposits that I CAN NOT get rid of, a ton of loose skin, and now a lip over my scar (this happened after my second csection). Pregnancy was not kind to me, I was VERY big both times— going from 115 to 180 the first and 130 to almost 190 the second.
My stomach is the most depressing part of my life and I see it every darn day! Trying to wear pants comfortably without a roll... forget about it! Tight shirts...nope! Swimming suits.... NEVER! Intimacy between my husband and I has been effected by it. I really wish that it didn’t bother me so deeply, but it does.
This upcoming year is going to be the year that I put an end to this terrible insecurity! Right now I fluctuate between pure happiness and nervousness.

Two days ago I had my first consult for a tummy tuck at a surgeon in Nashville (Maxwell aesthetics) and it was a crazy experience to say the least. I was excited beyond comprehension and nervous on the same level.
As I was sitting on the table naked under a robe, waiting for the surgeon, it dawned in me that the only people who have ever SEEN my mommy tummy were my mother and my husband (and even then I prefer my husband not look at it). This man grabbed, tugged, and examined it all, pushing me way beyond my comfort level.
After telling me everything I have already known about a tummy tuck and RD, he showed me the way to the room here they photograph you...... that made me feel awful (I don't think I ever want to see those photos even after the surgery.)
The building I was in was a bit dirty for my liking, but the staff was very nice. Still the dirty part is enough for me to want to continue my search. When I got to the finance part of the appointment I stated getting a car salesman vibe... I wonder if that's normal? "Oh wow he must have liked you... he took $1000 off". I guess I have done my share of research and am pretty familiar with the average cost in my area.
I was quoted $8,590.00 for the procedure, I think that is pretty standard but hopefully the next place is a littler cheaper.

Today I made it in for my second consult with another practice.
After a lot of research I compiled a list of surgeons in my area and from there I looked at each Indavidual one extensively (everything I could find online). On by one I stared eliminating and compiling a dream list.
Today I meet with my number one on the list and loved him!! I was just as nervous/excited as I had been for the first, but he made me feel comfortable in every way. I can't really articulate exactly why, but his persona and the atmosphere of his office was all amazing.
He organized it a lot differently than my fist. They did not immediately have me get undressed and take photos. Instead the nurse took all of my vital and the doctor came in, h showed me a virtual guide to exactly what he does on the computer, gave me all information about the actual surgery, I mean he touched on every part of the topic and answered all of my questions. After that he had me get undressed. When he returned to the room he did his examination and told me what I specifically need and do not need.

He was phenomenal!
Smart, down to earth, intuitive, thorough, and passionate about his work.
Exactly what I never knew was the ideal doctor.

The finance lady was a little unnerving and definitely gave a cheesy salesman vibe, but being quoted $8,544.00 is a bit unnerving itself.