Tired of the CONSTANT PAIN! - Houston, TX

Hello All,
I have been trying to find a doctor who has reasonable rates for Breast Reduction surgery. I am not looking for someone with CHEAP rates, just reasonable. I have been denied by my insurance company UHC three times and each doctor that I've seen have deemed the operation MEDICALLY NECESSARY. But they still won't cover it. I'm sooo frustrated. My only other option is to pay out of pocket but as you all know BR are EXPENSIVE. I am a single mother of three and it is hard to even begin to save the money it would cost to have the surgery. My current breast size is a 48JJ and I am 5'1 and weigh 230 lbs. In January 2012 I weighed 272#s. I knew I had to change my life so I could be here for my children. I began dieting and in June I weighed in at 231#s. I continued to diet but it's hard to keep exercising with my breast being this heavy. If anyone here know why I can get my BR surgery for a REASONABLE rate please share. I tried to get financing but with that my credit did not allow. DON'T KNOW WHAT ELSE TO DO... PLEASE HELP !!! I ONLY WANT A HEALTHY LIFE.