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Has anyone had Experience with Medical Financing/ No patient left behind program?
Hello ladies, since my quote from Dr.Perry was a bit more than I expected I am going to have to try and finance, problem is my credit is shot to hell! I called fundmydoctor and they said that I would need a cosinger with a credit score of 620 or higher uuggh, No one is willing to do that even tho I haven't asked but I just know the answer already. Medical financing said I need a credit score of at least 585 I'm just a lil shy of that so I'm really bummed. They told me about their no patient left behind program where I would have to pay $200 reserve fee that is good for 2 years to book surgery date. I would also have to pay half of the surgery cost and the other half they would pay directly to the dr. I mean I'm so confused as to what to do. Can anyone give me some ideas on how to even approach someone and ask for them to cosign for such surgery?
Just got of the phone with Dr. Perry!!
It been About 2 weeks since I emailed my photos to Dr.Perry and I just got of the phone with him. OMG he is awesome! He's so pleasant and easy to talk to. He really makes sure you have all of your concerns answered before he hangs that phone up. He had trouble receiving my photos through email so I asked if I could send them to his personal cell phone and he was like sure! We talked and discussed the procedure and gave me his spiel as Dr.Perry called it and while the photos came through to his phone. He told me that I was a great candidate for the BBL and that I already have "the curve" and that I would look great afterwards. He asked how much booty I wanted and I said I want a nice juicy butt and we both laughed.
He said ok no problem I can do that.
He said that he would lipo my arms, entire back, flanks, waist abdomen inner thighs and possibly knees. Knees? Anyway I was so excited to here from him so the consult went well so I then asked for my quote. Dr. Perry quoted me $9000! I was almost stunned due to the fact that this price is considerably higher than I thought and what I have seen his recent patients being quoted. I think I may have to call him back and ask that question, maybe because of the areas of lipo he suggested.. Listen Dr. Perry I love your work but dang that's a lot of racks on racks on racks! Lol that's a Salama quote that I was just not expecting. So ladies who do you think gives the best overall body? Salama or Perry? I need some real help now that the prices are the same before I put this deposit down. Also I'm definitely thinking about financing now so how would I go about that? Do i apply before or after i pick a date. I need help my loves. I'll update as soon as something else pops up.
He said ok no problem I can do that.
He said that he would lipo my arms, entire back, flanks, waist abdomen inner thighs and possibly knees. Knees? Anyway I was so excited to here from him so the consult went well so I then asked for my quote. Dr. Perry quoted me $9000! I was almost stunned due to the fact that this price is considerably higher than I thought and what I have seen his recent patients being quoted. I think I may have to call him back and ask that question, maybe because of the areas of lipo he suggested.. Listen Dr. Perry I love your work but dang that's a lot of racks on racks on racks! Lol that's a Salama quote that I was just not expecting. So ladies who do you think gives the best overall body? Salama or Perry? I need some real help now that the prices are the same before I put this deposit down. Also I'm definitely thinking about financing now so how would I go about that? Do i apply before or after i pick a date. I need help my loves. I'll update as soon as something else pops up.
Still Indecisive Ugh!
I have tried to stay off this site for a while just so I can think clearly on what I want and the doctor I want to give my hard earned money to, and yet be satiated at the same damn time. I know one thing, when I come on here I get confused all over again lol, not for nothing there is sooo much different information you ladies bring to the table it's hard to keep up sometimes. I have definitely learned that choosing the right doc for myself is a process and not something that should be taken lightly. At first I was so sure about going to DR for my surgery, then quickly changed my mind because I can't imagine not being able to contact my dr if something goes wrong/ have questions and I don't have the patients to wait weeks for a response to an email to me it's just not worth it. However the doctors in DR do fabulous work, I know I can get great results here in the states.
I have had a bunch of consults and to be honest I'm getting excited enemy though it won't be until early next year I feel like I need all the time in between to prepare myself. So I definitely know I will be having my surgery done in Miami can't decide between Perry or Salama. This is my delimma at the moment. Any suggestions ladies? good bad or indifferent input about each doc would help me a lot. Also how does financing work? How soon do you apply? I want to pay most in cash, but wanted to see if I could get approved just to have a little extra cash in my pocket. I know I'm all over the place lol. This is the hardest part (Preparation) and I ain't even know it!
I have had a bunch of consults and to be honest I'm getting excited enemy though it won't be until early next year I feel like I need all the time in between to prepare myself. So I definitely know I will be having my surgery done in Miami can't decide between Perry or Salama. This is my delimma at the moment. Any suggestions ladies? good bad or indifferent input about each doc would help me a lot. Also how does financing work? How soon do you apply? I want to pay most in cash, but wanted to see if I could get approved just to have a little extra cash in my pocket. I know I'm all over the place lol. This is the hardest part (Preparation) and I ain't even know it!