Has Anyone Ever Used Surgeryloans.com for a Cosmetic Surgery and Would You Suggest It?

I am about to get a breast augmentation and I was denied by carecredit because of a somewhat low credit score. Has anyone ever dealt with surgeryloans.com and would they recommend it?

Doctor Answers 5

Has Anyone Ever Used Surgeryloans.com for a Cosmetic Surgery and Would You Suggest It?

Thank you for the question.

In our practice, we use Care Credit as well as other companies; they have been used by our patients with no problems.  They do have different rates so please make sure you get all of the information you need prior to signing up with any financing company.

Generally speaking, it is always in patients' best interests to achieve a certain degree of financial stability prior to undergoing elective surgery of any type. Patients should also keep in mind that additional surgery may be necessary in the short or long term, following the primary procedure that is being performed;  this additional surgery may be associated  out-of-pocket expenses. Again, best to achieve a physical, emotional, psychosocial, and financial “stable state” prior to considering elective plastic surgery. Best wishes.

San Diego Plastic Surgeon
5.0 out of 5 stars 1,486 reviews

Payment plan for cosmetic surgery

Chase Financial is another option.  Also, bear in mind that if finances are difficult, it is important to discuss with your plastic surgeon how possible complications are handled. Does your surgeons office participate in CosmetAssure-insurance for cosmetic surgery complications? I would hate for you to extend yourself to have surgery and get in a bind if you have complications. Just saying.

J. Jason Wendel, MD, FACS
Nashville Plastic Surgeon
5.0 out of 5 stars 182 reviews


There are a number of financing companies that you can check on line.  Chase financial and Care credit are two others.  CHeck with your surgeon.

Steven Wallach, MD
New York Plastic Surgeon
4.1 out of 5 stars 28 reviews

Financing options

You might also consider the Chase healthcare financing options or a standard credit card.  Best of luck, Christopher Davidson, M.D.

Finance Options

There are a number of companies who do third party financing for cosmetic procedures.  SurgeryLoans.com was merged with another company, and we do not use them as often as CareCredit, CosmetiCredit or ChaseHealthAdvance, whom our patients report have been reliable and easy to work with.

Robert N. Young, MD, FACS
San Antonio Plastic Surgeon
4.6 out of 5 stars 70 reviews

These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.