How do you pay for plastic surgery? Payment Plans for Breast Augmentation?

How do you pay for plastic surgery? I am getting Breast Augmentation eventually, but I don't know if you can pay little by little or if I should start saving up for a few years until I have $10,000 put aside for surgery.

Doctor Answers 14

Financing plans

In Toronto, ON, there are several financing options available, offered by a third party. These allow you to pay for your surgery from just a couple of hundred dollars a month. However, payment policies vary depending on the surgeon, so it's best to ask your surgeon directly.

How to pay for plastic surgery?

Typically, your surgeon's office will suggest financing through a company like Alphaeon or CareCredit. Both plans offer six month financing without any interest fees. Good luck.

Richard Zienowicz, MD
Providence Plastic Surgeon
4.8 out of 5 stars 45 reviews

Payment plans for Breast Augmentation

Plastic surgery and breast augmentation can be very affordable. We have many different programs for financing and it's best to work with your patient coordinator to find the plan that works for you. Breast augmentation procedures range in price from $4500 to $8500 depending on the implant type used and complexity of augmentation desired.

How do you pay for plastic surgery? Payment Plans for Breast Augmentation?

Hello! Thank you for your question. Costs of the breast augmentation procedure will certainly vary depending on your geographic location. Things to factor in for the surgery standpoint will be the facility fee, anesthesia fee, surgeon fee, implant cost (saline vs. silicone), other fees (e.g., acellular dermal matrix cost, pain pump, surgical garment, etc.). Typically augmentation with saline implants will be ~$1000 less than with silicone implants and ~$1000 less than shaped, cohesive gel implants. Consultation with plastic surgeons who you are interested in having perform your procedure and satisfied with the photographic results is advised. Financing options can be discussed with each office individually, if they offer, or there are other private institutions and companies such as CareCredit who may be able to assist you, if you qualify. A range of $4000-10000 is reasonable for a standard breast augmentation alone, depending on the factors above, the complexity, surgeon experience, and the implant chosen. Hope these answers help! Best wishes!

Lewis Albert Andres, MD
Scottsdale Plastic Surgeon
5.0 out of 5 stars 24 reviews

Payment plans for breast augmentation

The first step is to have a consultation with a board certified plastic surgeon. There are different surgical options, even with a straight forward breast augmentation. We offer financing in our office. We go through CareCredit. There are other companies, and every office is different. We accept certain promotional periods, as the cost to the practice is different with each of them. Talk to the board certified plastic surgeon's office manager. They will let you know the policies of the practice.

Jeffrey J. Roth, MD, FACS
Las Vegas Plastic Surgeon
4.6 out of 5 stars 16 reviews

How do you finance plastic surgery?

Typically plastic surgical procedures are paid for in advance. Some patients save up and pay cash, some put the charge under credit card, and some finance it through a company such as Care Credit. Many of our patients use Care Credit and are very pleased. Good luck

John J. Edney, MD
Omaha Plastic Surgeon
4.8 out of 5 stars 108 reviews

Financing can work for most budgets, understand all details before signing up....

For many patients, breast augmentation wouldn’t be possible without some type of financing.For this reason, the vast majority of plastic surgeons offer financing programs.With availability of this type of program, plastic surgeons don’t typically take installment payments.They usually require full payment before surgery is performed.
In our practice, we almost exclusively utilize Care Credit.This is currently the most commonly used source of plastic surgery financing in the United States.The company is run by GE Capital Financing.It’s reputable and you can apply for a loan online.It takes approximately 30 minutes to get a response.In some cases, you may be able to get a 12 month interest-free loan.
Financing isn’t for everyone.Make sure you understand the fine print in your contract.Don’t take on more than you can handle.At some point, you will have to re-pay the loan.It’s important to have all your financing questions answered before proceeding with breast augmentation.In our office, we have financial consultants who can help you with this very important issue.

How do you pay for plastic surgery? Payment Plans for Breast Augmentation?

Thank you for the question.
In our practice, we use Care Credit, CosmetiCredit, and Chase Health Advance.  All 3 of these companies have been used by our patients with no problems.  They do have different rates so please make sure you get all of the information you need prior to signing up with any financing company.
Best wishes!

The finances of plastic surgery

Patients have a few options in my practice.  They can use credit cards or apply for patient financing.  The finance companies have toughened their standards but will accept co-signers.  Another alternative is a payment plan in which the patient pays in on a regular basis and then has surgery when all the payments are made.  Generally, in this instance, I go out of my way to keep the fee stable for much longer than my usual quotes, which are valid for 90 days, because the patient has also made a commitment to me by prepaying over time. 

Financing Breast Augmentation

Regarding: "Payment Plans for Breast Augmentation?
How do you pay for plastic surgery? I am getting Breast Augmentation eventually, but I don't know if you can pay little by little or if I should start saving up for a few years until I have $10,000 put aside for surgery

The vast majority of Plastic Surgery offices would direct you to finance companies that would help you pay for your cosmetic surgery. Your ability to finance your surgery at the best available rates would depend on your credit rating. The better it is, the easier it will be for you to obtain financing.

Your figure of 10,000 for a Breast Augmentation is awfully high. You should be able to get it done for just over half that by a member of The American Society of Plastic Surgeons.

Dr. Peter Aldea

Peter A. Aldea, MD
Memphis Plastic Surgeon
4.9 out of 5 stars 102 reviews

These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.