Could my Crooked Nose Be Covered by Insurance? (photo)

I have a deviated septum. I had an accident about 10 years ago that probably caused it along with my crooked nose Q1) I was wondering if my nose would be straightened if I had a septoplasty.?Q2)Also would my insurance pay for it to be straight? Q2)If insurance won't pay, what would the additional cost be? I live in upstate ny. Q3)Also if I wanted to get my hump removed or a smaller tip how much more would that cost?

Doctor Answers 7

Crooked nose

A broken nose can cause block the airway. This can be the result of the broken bone or septum compromising the airway. An examination and possibly a CT scan can determine the extent of the fracture and deviation. From there your surgeon can suggest a plan which can include surgery. If your airway is not compromised then you can decide if you want a procedure to correct the external appearance of the fracture or deviation of the nose. Insurance often pays for the procedure if there is significant airway restriction. Often a cosmetic rhinoplasty can be performed at the same time. Insurance would not cover that portion so you would be responsible for that part of the procedure. Recovery is generally 6 weeks and after an assessment you your surgeon. Best of luck. Dr. Michael Omidi

An in-person exam with a board-certified plastic surgeon is the best way to assess your needs and provide true medical advice.

Beverly Hills Plastic Surgeon
5.0 out of 5 stars 92 reviews

Will insurance cover the correction of a crooked nose?

Sorry to hear about your accident. To answer your question, insurance companies will generally cover the functional aspect of surgery that will help improve your breathing. Any cosmetic issues would be separate. If there is a change that may result in better breathing that also happens to be cosmetic, such as fixing pinched nostrils, insurance may cover it. But it really depends on the insurance company and the nature of the issue. Cost can vary depending on the surgeon and what is necessary to obtain the desired result. I would recommend a consult with a board certified rhinoplasty specialist. They will be able to examine your nose in person and answer any questions you have. I hope this helps, and I wish you the best of luck.

Paul S. Nassif, MD
Beverly Hills Facial Plastic Surgeon
4.7 out of 5 stars 47 reviews

Insurance and nasal reconstruction / rhinoplasty

It is a clear cut story, but it really does come down to symptoms and deformity along with the type of insurance plan you have.  If you have a symptomatic residual problem from the fracture, your insurance will most likely cover the costs associated with repairing the functional issue.  If you desire any elective or cosmetic changes, that will be out of pocket costs you will have to pay.

Jay Calvert, MD, FACS
Beverly Hills Plastic Surgeon
4.9 out of 5 stars 50 reviews

Septoplasty, humpectomy and insurance

Thank you for the photo.  When you get examined, they will take additional views that will help the discussion.  In general, insurance companies don't like to pay for much.  That being said, they typically pay for a deviated septum if there is a functional impairment.  They typically don't pay for taking down humps or tip work.  Prices of cosmetic nose surgery vary widely.  Seek out an experienced board certified plastic surgeon or otolaryngologist (ENT).  Look at his/her photos.  Take photos that you like with you to the consult.

Jeffrey J. Roth, MD, FACS
Las Vegas Plastic Surgeon
4.6 out of 5 stars 17 reviews

Septoplasty and insurance

Sorry you had an accident. Septal correction can be quite a challenge. 

  • a lot depends on your insurance policy.
  • if the septum causes trouble breathing, insurance will usually pay
  • a second opinion may be required
  • Insurance doesn't pay for tip and hump alterations.
  • The plastic surgery fees in upstate NY are quite reasonable. 
  • May I suggest seeing a Board Certified Plastic Surgeon and a Board Certified ENT surgeon for their opinions? Best wishes.

Elizabeth Morgan, MD, PhD
Atlanta Plastic Surgeon
4.6 out of 5 stars 43 reviews

Septoplasty and Rhinoplasty

    Septoplasty is only covered if you have unilateral nasal obstructive symptoms that is consistent with a septal deflection.  The rest of those items would not be covered, and would cost anywhere from $5000 to $10,000 or so.

Kenneth B. Hughes, MD
Los Angeles Plastic Surgeon
4.9 out of 5 stars 492 reviews

Crooked Nose: Functional Vs Cosmetic Rhinoplasty

It is difficult to examine your photo, but I can appreciate that you have a curvature to the middle third of your nose. This is something that could benefit from septoplasty and possibly some (spreader) grafts to support the septum into a straighter shape.  It is difficult to examine the dorsal hump without a profile view photo, but hump and tip reduction can be done simultaneously. Insurance might pay for the septoplasty portion if you have nasal obstruction that can be attributed to what is seen on the internal nasal exam. Cosmetic fees vary across the country depending on the location and surgeon.

Jeremy B. White, MD
Miami Plastic Surgeon
5.0 out of 5 stars 15 reviews

These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.