Although I make my money by doing plastic surgery, I hate to make it from people who can't afford it.
There are payment plans but we do not self-finance in our office as we believe that sets up a bad dynamic between the doctor and the patient.
If you are seeking financing and even that is not coming through, evaluate carefully if you are spending your hard earned money the right way.
There are lower cost options as well such as the resident clinic at UCLA, where I am an attending. Although the residents do the surgery, many patients get very nice results are are quite pleased with their results, at a much lesser cost.