Mommy Makeover Alternatives

I am a mother of two who is need of a mommy makeover but I can not afford it and my credit sucks. Is there any other alternative other than saving and maybe in ten years? Thank you for your time.. Have a great day!

Doctor Answers 21

Mommy Makeover Alternatives

Most PS, including myself do offer patient financing, however given the current economic climate, even this facility isn't enough to make cosmetic surgery within the reach of everyone.  As an avid practitioner of yoga, I would recommend this as a healthy alternative to body contouring.  Since starting, my core and extremities have really shaped up.  The practice doesn't require a lot of equipment and can be done whenever you can carve out some time from your family.  Although yoga can't improve everything, it's a great antidote for reuniting mind, body and spirit.  Many of my patients also practice and the results are impressive from their attitudes, healing times and preservation of their results.  I'd thoroughly recommend it.  Good luck.

Orange County Plastic Surgeon
4.8 out of 5 stars 58 reviews

The Approximate Costs of a Mommy Makeover

The Mommy Makeover is a combination of procedures to bring a woman’s body back to the way she looked prior to pregnancy. Most commonly some variation of a #TummyTuck and #BreastSurgery are performed. Additional procedures can include liposuction, umbilical hernia repair.  The most common #breastprocedures include #mastopexy or #breastlift, #breastaugmentation, or #breastreduction.

The costs of a #Mommy Makeover will depend on several factors. Such include the geographic location, the skill and experience of the surgeon, and operating room and anesthesia fees. Approximate #costs can be found here on the Real Self website,, or Also, the costs are contingent on the specific #procedures being combined in the operation. Such will be discussed in greater length during your one-on-one consultation. Also, such #combined operations are often performed with our Gynecology colleagues. Tubal ligation is a common post pregnancy procedure which is done at the time of many of the surgeries included with Mommy Makeovers. Therefore, if you require a gynecologic operation or study (laparoscopy) and are considering a plastic surgery procedure, discuss these issues with your doctor. Combining these procedures decreases anesthetics, costs, and recovery time. 

Jed H. Horowitz, MD, FACS
Orange County Plastic Surgeon
5.0 out of 5 stars 109 reviews

Mommy Makeover cost considerations

The combination procedures called 'Mommy Makeover' procedures can cost a considerable amount. Consider approaching a local teaching hospital with a plastic surgery residency program (most major metropolitan cities have one) and have the procedure done in the resident's clinic- the surgery will be done by trainee surgeons under the watchful eye of an experienced board-certified attending plastic surgeon. You might save some money this way.

Scott C. Sattler, MD, FACS
Seattle Plastic Surgeon
4.8 out of 5 stars 65 reviews

Financing options

Mommy makeovers can be an expensive proposition.  There is really no way to sugar coat that.   The first thing you have to do is take a hard look at your finances and financing options (if you get approved for a loan) and determine whether this make sense for you and your family's budget.  Plastic surgery is elective so you have to make sure this really makes sense.  Once you get past that point, options like CareCredit or talking to your local bank are your best options. 

You may find "discount" options out there, but I would warn you against going to a surgeon just because they have the lowest price.  Often, non-plastic surgeons will offer these types of surgery, despite not having the same training and credentials as a board certified plastic surgeon.  Make sure your surgeon is board certified or you may end up spending more in the long run to deal with complications or having to have a second surgeon "fix" what the non-plastic surgeon did. 

I wish you the best of luck. 

Jason Brett Lichten, MD
Columbus Plastic Surgeon
5.0 out of 5 stars 18 reviews

Mommy Makeover

Unfortuntely, if you credit is not good it will be difficult to obtain financing from another source.  There are several financing companies available such as Care Credit, MedLoan etc. which deal with cosmetic surgery patients.  You may want to apply for credit with these companies to see where you stand.  In these difficult economic times, the days of free cosmetic surgery are over.  You may be able to have the surgery costs discounted if you use plastic surgeons in training at a  Plastic Surgery Training Program.  Contact the American Society of Plastic Surgeons at (800) 283-9600 to locate a program near you.

Todd B. Koch, MD
Buffalo Plastic Surgeon
4.7 out of 5 stars 35 reviews

Seeking alternatives to expensive cosmetic plastic surgery procedures

In some academic centers, plastic surgery is offered at significant reduction to patients if performed by a resident plastic surgeon in a plastic surgery training program under the supervision of an attending and experienced plastic surgeon. You may want to look into this as an option. Alternatively, if you have a compelling story some reality shows are willing to fund this, if you can convince the producers that your story is worth telling.

Otto Joseph Placik, MD
Chicago Plastic Surgeon
4.9 out of 5 stars 81 reviews

Cosmetic surgery financing

There are several different companies that provide loans for cosmetic surgery even if your credit isn't the best. The interest rates for thes types of loans are usually higher than a conventional lone because it is unsecured. Unsecured means that the lender has nothing they can take back' such as a car or a house' if a person fails to make the payments. Although there are many companies who make these type of loans two of the most popular lenders seem to be CareCredit and Prosper. Our patient's have had a good experience with both of these programs. Another popular company is Alpheon. These type of lending companies allow you to make your application over the Internet and provide an answer quickly. It is important however to find out beforehand whether their inquiry will effect your credit score. Some companies have what is called a "soft inquiry" which will not affect your credit score. When considering a loan company such as these it is very important to understand the terms of the lone and the differences between different lending programs. Some of the questions that you should ask when comparing different lenders are: What are the amounts available? How long are the terms good for? What are the interest rates and do they change? Is the money funded directly to the doctor or the patient? What are the transaction fees.? Will the interest rate and monthly payment change during the life of the lone? Are there any pre-payment penalties? Will all treatments, procedures, medications and associated costs such as travel and lodging be covered. Each company is a little different. You should be careful in selecting the one that best fits your particular situation so that your financial obligation does not interfere with the potentially life changing experience of your cosmetic surgical procedure.

John J. Edney, MD
Omaha Plastic Surgeon
4.8 out of 5 stars 112 reviews

Paying for a mommy makeover

Saving is probably your best bet. If there is one particular thing that bothers you most (saggy tummy skin or breast deflation) it may be a better option to address these areas separately as you can afford it. In the meantime, I recommend a good workout regimen focusing on the core (pilates, yoga, etc).

Grant Stevens, MD
Los Angeles Plastic Surgeon
4.7 out of 5 stars 145 reviews

Mommy Makeover

A “mommy makeover” isn’t a specific procedure, but instead is a combination of surgeries that are individualized to meet your specific needs. So, for example, if your two pregnancies resulted in a loose abdomen and stretch marks, you may be interested in a tummy tuck, maybe combined with a breast lift or augmentation.

There’s no reason why you can’t have these procedures separately and still get great results, if that’s an easier solution for you financially. For smaller surgeries, it may be easier for you to find financing too, even without the greatest credit, since the cost for one procedure will be lower than a full mommy makeover.

Frank Campanile, MD
Denver Plastic Surgeon
4.9 out of 5 stars 54 reviews

Surgery is Your Best Option to Reverse the Changes In Your Body that are Associated with Pregnancy

There are certainly a variety of things that can be done to make yourself healthy, and improve the quality of your life. Unfortunately, I know of nothing that can reverse the changes in your body that are associated with pregnancy other than surgery. Breast sag, loss of breast volume, and the development of loose, saggy abdominal skin all require surgery to correct. In some cases, tightening abdominal muscles and removing fat deposits can occur with diet and exercise. In many cases, even these maneuvers are unsuccessful.
The Mommy Make-Over is an extensive procedure that is associated with significant expense. Its components do not meet the criteria for medical necessity and therefore, it’s not covered by insurance. It’s unfortunate, but not everyone who would benefit from a Mommy Make-Over can afford it. Before giving up, there are several alternatives that you should explore.
The vast majority of plastic surgery practices offer some type of financing program, and you should explore this alternative. If this is unsuccessful, seeking consultation at a teaching facility might help to lower your expense. Unfortunately, if you are unsuccessful, waiting and saving may be your only option.

Richard J. Bruneteau, MD
Omaha Plastic Surgeon
4.9 out of 5 stars 194 reviews

These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.