If you're having a vaginoplasty to cure a documented medical problem, medical insurance will usually pay for it. Vaginal laxity and a desire for more friction during sex do not constitute medical problems. However, pelvic floor defects such as symptomatic rectocele or cystocele are valid medical problems and would be covered. You might encounter difficulty in finding a gynecologist like myself who is actually trained and experienced in managing both types of procedures.
Aesthetic Vaginal Surgery is not covered by most health plans since it is cosmetic in nature. But, if you do have “functional” disorders such as pain, it may be worth checking your policy. Although our practice does not have contracts with #insurance companies, we can provide our patients with papers to submit to their
carrier following surgery.
However, it is possible to #finance the surgery. Information on financing may be available through your surgeon's office staff.
Vaginoplasty to augment the sexual experience is considered cosmetic and not covered by insurance which focuses on reconstructive surgery. Reconstructive surgery that may be covered by your insurance include other related problems to the vagina such as repair of a torn sphicter muscle from child birth complications, bladder, rectal or uterine prolapse and/or urinary incontinence.
Most, if not all, health insurance carriers consider "vaginoplasty/vaginal rejuvenation" purely cosmetic. However, not uncommonly women seeking vaginoplasty also have other medical functional problems such as bladder or uterine prolapse and/or urinary incontinence which frequently are covered by insurance. The only way to determine this is to consult with a board certified gynecologist that can physically examine you. Glad to help.