Is this an umbilical hernia? (photos)

I was told by only one doctor that I have an umbilical hernia and that it is best to fix it prior to getting a bbl. All the other doctors who I have spoke with have not even mentioned it, I have had it since. Birth and has never caused pain. I do not want any complications, what can happen if I do not fix it? Most of my fat comes from my bra rolls and love handles that doctor told me he could work his way around it.

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