Breast reduction and insurance
Thank you for your question. Based on your photos, it appears that you would be a good candidate for a breast reduction. However, you would need to meet your insurance plan's prerequisites for a breast reduction and get pre-authorization through your plastic surgeon. Since breast reduction is an outpatient procedure, insurance will not cover a hospital stay. Some plastic surgeons provide an overnight nursing service for a small additional fee. Be sure to consult with an experienced board certified plastic surgeon. Good luck!
BCBS and Breast Reduction
You would need to find a cosmetic surgeon provider that accepts BCBS first. They would then evaluate you and send a letter on your behalf to BCBS asking for approval. Then it is a waiting game to see if your insurance would cover the surgery. Expect to still have some out of pocket expenses. BCBS is not going to cover a hospital stay due to a breast reduction being an outpatient procedure. Some offices provide overnight care for a fee. Best of Luck.