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Can my Boyfriend Apply for Cosmetic Surgery Financing but Use It for Me if Approved?

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I really want to get a breast augmentation along with fat injection's put in my face but I have bad credit and I'm not working...I'm a stay at home mom. My soon to be husband has agreed to let me have the surgery and pay for it. Is it possible for him to apply for the loan and let me use it or not because it's not in my name? Can doctors accept payments every month without going through any banks? That would be a better option for us if we can't do the financing thing.

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