How can you attain the funds to pay for plastic surgery procedure? How do most clients attain the finances?

Planning on having surgery in late 2016. Where do clients get the money from to do these surgeries. I would like A Mommy Makeover. Tummy Tuck and Lipo with Butt Lift.

Doctor Answers 14

How can you attain the funds to pay for plastic surgery procedure? How do most clients attain the finances?

{{ voteCount >= 0 ? '+' + (voteCount + 1) : (voteCount + 1) }}
Most doctors offices (not just plastic surgeons office's) will offer financing options. A very common company our practice uses is called CareCredit which offer financing like most credit card companies, but it can only be used on medical expenses. Another financing option is Prosper Lending. They offer loans for medical expenses with low monthly payments and lower interest rates. For further details on these financing please follow the link below.

Columbus Plastic Surgeon
4.5 out of 5 stars 24 reviews


{{ voteCount >= 0 ? '+' + (voteCount + 1) : (voteCount + 1) }}
Thank you very much for your question.

Patients typically pay for surgery themselves, or apply for financing (many offices take third party financing, but not all, though).  Companies that offer financing for plastic surgery include CareCredit, Prosper, and Alphaeon.  I would work schedule a few consultations, get an idea of the pricing, and talk with the offices about financing options (they will help with your application).  Best of luck!

Daniel Krochmal, MD
Chicago General Surgeon

Financing a Mommy Makeover

{{ voteCount >= 0 ? '+' + (voteCount + 1) : (voteCount + 1) }}
Most offices will be able to help you obtain financing. There are several companies that offer financing for cosmetic surgery, Care Credit being one of the big ones. Good luck.

Miguel Delgado, MD
San Francisco Plastic Surgeon
4.8 out of 5 stars 81 reviews

Getting the money for a mommy make-over

{{ voteCount >= 0 ? '+' + (voteCount + 1) : (voteCount + 1) }}
Thank you for asking about your mommy make-over.

  • First it helps to know how roughly how much it will cost - and have some left over for the unexpected.
  • That is your goal - divide it by the weeks to the hoped-for surgical date.
  • That is the amount you need to save each week.
  • If you are married and have had children, have your partner contribute since your body changes were the result of the child/children you had together.
  • Apply any tax refund to those savings
  • If you have a birthday, ask for money not gifts and apply that to your savings
  • Arrange a loan, usually done through Care Credit or similar lending agency.
  • Always see a Board Certified Plastic Surgeon.
Hope you find this information helpful. Best wishes

Payment Options for a Mommy Makeover

{{ voteCount >= 0 ? '+' + (voteCount + 1) : (voteCount + 1) }}

A Mommy Makeover is a combination of procedures to bring a woman’s body back to the way she looked prior to pregnancy. Most commonly some variation of a #TummyTuck and #BreastSurgery are performed. Additional procedures can include liposuction, umbilical hernia repair.  The most common #breastprocedures include #mastopexy or #breastlift, #breastaugmentation, or #breastreduction. 

The costs of a #Mommy Makeover will depend on several factors. Such include the geographic location, the skill and experience of the surgeon, and operating room and anesthesia fees.  However, many payments plans exist for cosmetic procedures. Ask your surgeon's office about finance programs and lenders they may recommend as well as personal loans available through  finanical institutions.

Your procedures should be performed by a #PlasticSurgeon who is board-certified and has a great deal of experience specializing in cosmetic #surgery. You will then greatly improve your chances of getting the result you desire, and, without the need for a revision surgery. It is suggested that you look at before and after photos of the surgeons actual patients, and read patient reviews. Gathering all of this information will help you make a well-informed decision.

Jed H. Horowitz, MD, FACS
Orange County Plastic Surgeon
4.9 out of 5 stars 116 reviews


{{ voteCount >= 0 ? '+' + (voteCount + 1) : (voteCount + 1) }}
Please check into CareCredit.
They offer plastic surgery financing and many PS offices will accept CareCredit.

How can you attain the funds to pay for plastic surgery procedure? How do most clients attain the finances?

{{ voteCount >= 0 ? '+' + (voteCount + 1) : (voteCount + 1) }}
Costs for a mommy makeover will certainly vary depending on your location. Things to factor in for the procedure standpoint will be the facility fee, anesthesia fee, surgeon fee, other fees (e.g., liposuction, surgical garment, implants, etc.).    A range in price  for tummy tuck, lipo, and butt lift for ~$10000-20000 is not unreasonable.  A consultation with a plastic surgeon will help you in determining which procedure(s) would be the right one for you. Cost also depends on the complexity of your case and how much work would need to be done to achieve an aesthetically-pleasing result for you. Discuss finiancing options with surgeons who you are interested in having perform your procedure.  Otherwise, there are private banks as well as financial institutions/financing companies, such as Care Credit, who may assist, if you qualify.  Good luck!

Lewis Albert Andres, MD
Scottsdale Plastic Surgeon
5.0 out of 5 stars 28 reviews

Funds for plastic surgery

{{ voteCount >= 0 ? '+' + (voteCount + 1) : (voteCount + 1) }}
Most offices offer financing and payment plans to help you get funding for surgery.  Getting the financing is based on your credit score, so if it is not good you will either have to save or have a family member get a loan for you.  Good luck!

Anh Lee, MD
El Paso Plastic Surgeon
4.9 out of 5 stars 42 reviews

Mommy Makeover Money

{{ voteCount >= 0 ? '+' + (voteCount + 1) : (voteCount + 1) }}
Thank you for your question. A mommy make over can definitely be a costly procedure. Most people save over time, a little bit each month. Others use financing options such as CareCredit.  Please remember that additional costs may be incurred after the initial surgery if there are any complications. If you do save up just enough for the procedure, you might consider choosing a surgeon that offers CosmetAssure which is an insurance that would cover any early complication following surgery including hospitalization, emergency room visit or return to the operating room.

How can you attain the funds to pay for plastic surgery procedure? How do most clients attain the finances?

{{ voteCount >= 0 ? '+' + (voteCount + 1) : (voteCount + 1) }}
Thank you for your question.  Most patients will either save a small amount each month until attaining the necessary disposable income to pay for the procedure or they will use a financing company to help them create monthly payments to pay off the balance of the operation.  Hope this helps

Nelson Castillo, MD
Atlanta Plastic Surgeon
5.0 out of 5 stars 80 reviews

These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.