How to Budget for Your 2015 Cosmetic Needs
First things first. Let’s be clear that we’re not talking about cosmetic surgery on a budget. Trust me, when it comes to your face, you don’t want to risk substandard treatments, skills or office conditions to save a few dollars. You are worth every penny it takes to have safe, effective cosmetic surgery treatments that meet your goals and not leave you with buyer’s remorse. That said, here's how you can best budget for those treatments you want this year without sacrificing exceptional results:
1. Book Your ConsultationWhether you’re a new or returning patient, you’ve got to figure out exactly what you can expect to need to pay for this year before you can figure out how to budget for it. After your consultation, you will have a detailed cost estimate that includes each treatment you would like to have during 2015.
2. Create a Line Item in the BudgetEvery budget has line items for what we can’t live without: the house, the car(s), the wardrobe, the dinners out. If anti-aging and looking your best are important to you, then it’s time to make it a line item in the budget.
If we’re talking about nonsurgical treatment options, including neurotoxins and fillers, for many patients, it’s just a matter of predicting what you’ll need over the course of the next 12 months, dividing by 12, and putting that amount aside to cover each office visit.
This is an oversimplification, but it works well for illustrative purposes:
$1000 for filler treatment + $350/quarter for Botox = $2400 or $200/month.
Surgical procedures can be trickier to budget for. If you don’t already have the cash available, you may need to consider financing options with companies such as CareCredit, your bank or a credit card. If you can wait, you can always create the line item, save and pay for it once you’ve saved enough.
3. Take Some Aesthetic AdviceRegardless of how you decide to go about budgeting for your cosmetic needs this year, there are a few points to keep in mind:
If you can only do a little, be sure you do it well.
By this, I mean, once you have a comprehensive list and cost estimate of the treatments or procedures you’d like to have, list them in order of priority and do what you can within your budget.
The more you’re in-the-know, the more you may be able to do.
Once you’ve selected an experienced and skilled cosmetic doctor you trust, sign up to receive and take advantage of practice emails for practice specials and events.
No matter how excited you are about having a cosmetic treatment or surgery, take the time to make the best choices—from doctor to budget options. You’ll be glad you did.