“Planning on Having a Full TT and Breast Lift - New Jersey”

I've been dreaming about having a tummy tuck for 5 years now. I've finally decided to start the process.

Tomorrow (2/18/2011) I'm having my first consultation and I'm both nervous and excited!

I've lost over 120 pounds, and although I still need to lose another 20, I have a lot of loose skin that is very uncomfortable and bothersome. It makes even running a pain because my skin just flops around!

My breast are very loose too, and they are prone to rashes. I'm not sure why, but I was told by a doctor that it's because of the loose skin.

I'm planning on having the procedure done at around christmas of this year. I know I'm starting the process early but I want to be prepared!

Wish me luck guys, I'm mostly afraid that doctors will tell me i'm not a good candidate for these procedures because I'm still 20 pounds overweight.

Updated on 19 Feb 2011:
I had my consultation and it went very well! Now I just have to try to get the money in order. I don't have much credit history, so finding a lender might be difficult. I can save about 4000 towards the surgery, so I'd need a loan for 8000.

Has anyone had a similar experience? I can easily the make monthly payments, but since I don't have much credit history I can't find a lender, I also don't have anyone that would co-pay.

Updated on 19 Feb 2011:
Alright, as of now, I've decided to just have the tummy tuck done, due to the cost. I'll still try to get enough money for both procedures, however since I'm young, in school, and without much credit history, getting a large loan will be difficult.

I'm still very excited, and I'll keep you guys all updated! I will be setting up the date in september or october, so I still have a lot of time to figure this all out.

Did anyone else with fair credit, but little credit history get a loan? If so, let me know!