Thank you for your question. Unfortunately, you did not include any photos so it is impossible to comment on your specific case. Insurance does not cover the cost of lipoma removal since they are benign growths and in general do not threaten a person's health. Removing a lipoma from the face can range from $1000-$2500, but that is a rough estimate.Please chose a board-certified MD Oculofacial Plastic Surgeon or Facial Plastic Surgeon for your procedure as they are expertly trained in lipoma removal. Your surgeon should be able to provide you with some reassurance as well as guidance in the care of your healing wound. Any mole or lipoma removal from the face may leave some scar, discoloration, or skin surface irregularity, but typically any scarring or redness fades substantially with time. Many patients travel great distances to see me for my expertise in this sort of plastic surgery and I have treated thousands of face moles, cysts, keratoses, and lipomas. Please be realistic that any method of removal may leave some color changes, scarring, or forehead contour irregularity or depression that can take 6 months to a year to heal fully. Good luck in your search! Damon B. Chandler, MD Harvard-Penn Trained Oculofacial Plastic Surgeon