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Hi I Wanted to Know if You Wanted to Finance a Surgical Procedure Do You Need to to Have Good or Fair Credit to Do So ?

Hi I Wanted to Know if You Wanted to Finance a Surgical Procedure Do You Need to to Have Good or Fair Credit to Do So ?

Doctor Answers 2

Financing Plastic Surgery Procedures

Yes, the financing companies will evaluate your credit prior to approving you.  The company we work with, Care Credit, works like a health care credit card or line of credit.  They approve a certain amount and then you can choose how to use it.  Using this service is a good way to spread out the payments so you do not need to have all the money up front.  However, please make sure that you are able to afford the surgery or procedure that you are having and do not overextend yourself on credit.

 

I hope this is helpful.

 

 


New York Plastic Surgeon
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Hi I Wanted to Know if You Wanted to Finance a Surgical Procedure Do You Need to to Have Good or Fair Credit to Do So ?

Thank you for the question.

In our practice, we use Care Credit as well as other companies; they have been used by our patients with no problems.  They do have different rates so please make sure you get all of the information you need prior to signing up with any financing company.

Generally speaking, it is always in patients' best interests to achieve a certain degree of financial stability prior to undergoing elective surgery of any type. Patients should also keep in mind that additional surgery may be necessary in the short or long term, following the primary procedure that is being performed;  this additional surgery may be associated  out-of-pocket expenses. Again, best to achieve a physical, emotional, psychosocial, and financial “stable state” prior to considering elective plastic surgery. Best wishes.

These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.