I'm a healthy 32-year-old male. Over 2 years I lost 122 pounds through diet and exercise. Over the last year, I've gained 10-15 pounds of muscle and am currently around 195lbs, 5'9". My body fat was checked through water-dunking and was at 10.7%. I have loose skin around my lower abs/love handles. No loose skin anywhere else on my body. I also have 2 large hernia's in my lower ab/pubic region. This is from 3 years of cardio and kickboxing approximately 2 hours a day, everyday.
I have Healthnet HMO. Is it possible to get my hernia repair and Tummy Tuck surgeries at the same time? Would my HMO cover any of the costs involved with these surgeries?