Insurance cover Rhinoplasty or nose job surgery?

I am interested in having a rhinoplasty or nose job. What cosmetically bothers me is the hump or bump I have on my nose that makes it look crooked. I also have trouble breathing and an ent i saw years back said I have a deviated septum. Would insurance cover any of the bump correction if I have surgery to correct the deviated septum? And if not, how much will be left for me to pay if I choose to do the deviated septum and rhinoplasty at the same time? I'm assuming i wouldn't have to pay for anesthesia so how much would the total doctor fee only be approx? How much was your surgery?

3 answers to “Insurance cover Rhinoplasty or nose...”

A: Insurance payment for septoplasty or nose surgery

C. Spencer Cochran, MD

How much insurance will pay for nasal surgery is a very gray area. This is especially true when there is a functional component. A septoplasty does not change the shape of the nose and is therefore considered a functional procedure as opposed to a cosmetic procedure. As such, it is a procedure that... more

A: Insurance Coverage for Rhinoplasty

T.Y. Steven Ip, MD

The insurance coverage for surgery is dependent on your individual healthy insurance policy.  For nose surgery, most insurance companies will scrutinize the procedure carefully to make sure that it is not for cosmetic reasons.  Insurance may cover nose surgery for breathing problems like a... more

A: Insurance coverage for rhinoplasty

D.J. Verret, MD

Most insurance companies will pay for the functional portion of your sugery. It is always a good idea to get a predetermination of benefits before embarking on an elective surgery such as a septoplasty. The bump on the nose would be considered cosmetic and insurance will not generally pay for that portion of... more

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