Tummy Tuck: Q&A
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Is a Tummy Tuck Covered by Insurance?
I would like to get a tummy tuck after 8 kids and losing almost 40 pounds. Is the procedure covered by insurance?
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5 Doctor Answers |
Asked by
Meeka
in Gary,Indiana
+1
Tummy tuck covered by insurance
No, the cosmetic portion of any operation is NOT a covered benefit by any insurance. Unless you are using a unethical surgeon who is willing to commit fraud for you. Be careful you can get what you want but there are large risks involved.
From MIAMI DR. B
+1
Tummy tuck and insurance costs
It is very unusual to have it covered by insurance even with a significant weight loss. Sometimes, I have been able to get it copvered if the patient has problems with rashes because of the severe overlap of skin. Watch my video.
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Insurance, Medicare, Medicaid, Tricare or Champus do NOT pay for Cosmetic Surgery
NONE of our medical insurance programs and Federal health care plans (Medicare, Medicaid, Champus, Tricare ) pay for Cosmetic Surgery (surgery intended to improve appearance instead of function). Any doctor performing such surgery and billing it to these agencies risks serious penalties.
A Tummy Tuck is a cosmetic procedure paid by the individual not the state or private insurers.
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Insurance coverage of a tummy tuck (abdominoplasty)
In my experience, it is highly unlikely that insurance will cover your tummy tuck procedure. If you have a medical savings account that is liberal in it's interpretation of covered procedures, that is likely to be a more probably scenario.
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No
A tummy tuck is elective cosmetic surgery and not covered by most insurance companies. If yours covers cosmetic surgery then you have a great company.
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