Plastic surgery financing - What are some reputable lenders?

I need financing to help me pay for the breast augmentation and liposuction I plan to undergo this summer, but I am kind of weirded out about getting a loan for this.  I don't want to end up dealing with some sleazy creditor that preys on people like me who just want to look and feel a little better about their bodies.  Can any doctors out there speak to which lenders their patients have worked with?  If you've heard any horror stories or would recommend one lender over another, please share. I really appreciate your help.

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9 answers to “Plastic surgery financing - What are...”

A: Financing for Liposuction and Breast Augmentation in Atlanta

Vincent N. Zubowicz, MD
By Vincent N. Zubowicz, MD - Atlanta Plastic Surgeon

We have utilized finance companies for the past 10 years. If you have excellent credit we can offer a 12 month interest free loan, as determined by the credit company. We have found our finance companies easy to deal with and they work to make it a quick process for the patient with an answer to your... more

A:

Jonathan Hoenig, MD
By Jonathan Hoenig, MD - Beverly Hills Oculoplastic surgeon

There are many financing companies out there, but like most responders, we have found CareCredit is reputable and very popular. Care Credit works like a credit card with a revolving line of credit. EFFECTIVE 4/10/09 CAPITAL ONE IS NO LONGER FINANCING HEALTH CARE. Of course, your loan will depend on your... more

A: Care Credit but be cautious

Steven H. Williams, MD
By Steven H. Williams, MD - Bay Area Plastic Surgeon

Thanks for the question Hannah - In my East Bay practice we accept Care Credit. However, be sure that you're financially prepared to take on a loan for plastic surgery. Dr. Law brings up excellent points regarding interest and affordability. However, even in practices that are "strongly against patient... more

A: Plastic Surgery Financing - Buyer Beware

Michael Law, MD
By Michael Law, MD - Raleigh-Durham Plastic Surgeon

I am strongly against plastic surgery financing programs, and I have never offered them in my practice. Most, if not all, plastic surgery financing plans are not only a bad idea but also a bad deal for many patients - in some ways that are easily apparent but in other ways that are not as obvious. The most... more

A: Credit choices are available

Jeffrey Zwiren, MD
By Jeffrey Zwiren, MD - Atlanta Plastic Surgeon

At our office we use Care Credit and Capitol One, each offers alternatives.  Most of our patients have been satisfied with their service. 

A: I know of 2

Steven Wallach, MD
By Steven Wallach, MD - Manhattan Plastic Surgeon

Care Credit and Chase financing are the two I know of.

A: CapitalOne or Care Credit, but do not bite off more than you can chew!

Stephen A. Goldstein, MD
By Stephen A. Goldstein, MD - Denver Plastic Surgeon

Hannah: You are not alone wanting cosmetic surgery but having to take the next step to finance the procedure(s).  With the economy taking a downturn, we are seeing more of our patients financing.  Our top Ienders are CapitalOne and Care Credit.  I agree with Drs. Groff and Freund, that... more

A: Care Credit or CapitalOne

Robert M. Freund, MD
By Robert M. Freund, MD - New York City Plastic Surgeon

Plastic surgery has many things that may be overhyped, or promise too much without delivery! The cost for good or bad procedures can be rather steep. But the great news is that CareCredit and CapitalOne are two reputable companies with many different plans that suite your financing goals. As with any financing... more

A: You have good options

William Groff, DO
By William Groff, DO - La Jolla Dermatologist

We use Care Credit and Capital One. You can often get interest-free or low interest loans spread out over varying lengths of time.

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