Plastic Surgery Financing - What Are Some Reputable Lenders?

I need financing to help me pay for the breast augmentation and liposuction (i.e. mommy make over) I plan to undergo this summer, but I am kind of weirded out about getting a loan for this. I don't want to end up dealing with some sleazy creditor that preys on people like me who just want to look and feel a little better about their bodies. Can any doctors out there speak to which lenders their patients have worked with? If you've heard any horror stories or would recommend one lender over another, please share.

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Care Credit financing

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35 Doctor Answers | Asked by anon

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Plastic Surgery Financing - Buyer Beware

I am strongly against plastic surgery financing programs, and I have never offered them in my practice. Most, if not all, plastic surgery financing plans are not only a bad idea but also a bad deal for many patients - in some ways that are easily apparent but in other ways that are not as obvious. The most obvious way in which these plans are unfavorable and therefore undesirable is their terms, which often are interest-free for as long as a year, but that revert to an interest rate... more

Michael Law, MD

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Raleigh-Durham Plastic Surgeon

michaellawmd.com

CapitalOne or Care Credit, but do not bite off more than you can chew!

Hannah: You are not alone wanting cosmetic surgery but having to take the next step to finance the procedure(s). With the economy taking a downturn, we are seeing more of our patients financing. Our top Ienders are CapitalOne and Care Credit. I agree with Drs. Groff and Freund, that CapitalOne and Care Credit represent two of the most frequently used companies and they seem reputable. On a less frequent basis, we have seen a few of our patients using their personal credit cards, but... more

Financing for plastic surgery

My practice uses Care Credit to help with patient financing. I have not had any issues or complaints with my patients about this lending group. It is always better for both you and your surgeon to avoid using the lending companies if possible. Be careful not to miss any of the scheduled payments or the interest rates can be significantly increased. Also make sure that you have a workable plan to pay off the loan.

Cosmetic surgery financing

Many board-certified plastic surgeons are enrolled with CareCredit. There are other financing companies, but the general economic downturn has led to some major "players" on the financing scene abandon health care financing. I think it is more important that you feel comfortable with the surgeon/facility/staff and procedure treatment plan and then your surgeon's office should be able to help you navigate through the process and make it easier on you to sort through the... more

Financing Options for Cosmetic Surgery

Many American Society of Plastic Surgeons member surgeons work with CARE CREDIT. Once you have selected a board certified plastic surgeon, speak to his/her office staff to learn more about other financing options available.

Financing surgery

Many patients will finance their surgery. With rates currently so low it is certainly a good option for anyone. There are several different ways you can borrow and or finance the cost. The best deal would be to use a home equity loan because of the low interest rate. You might need a relative to co-sign. If you do not have a house, or enough equity there are other companies which will lend you the money. The most popular is Care Credit. They have several different plans that you can take... more

Lenders for Cosmetic Surgery

You MUST be able to pay off any cosmetic surgery loan in a year or less and have health insurance in case you have a complication. Always check the interest rate. Anything over 5% is high. But some loans now are interest free the first year. These are some common options: your credit card. Family loan Bank loan, secured on a car, home or other asset Care Credit. Run by GE, this is a reputable cosmetic surgery lender. I offer my patients a lay-away... more

Financing a Mommy Makeover

For my San Francisco Bay Area patients, we refer them to CareCredit and MyMedicalLoan.com. But be sure to check what interest rate they will charge and compare to a credit card. Some patients apply for a line of credit or an equity loan on their home for the lowest rate, but be careful don't get in over your head and put your home at risk. Perhaps a family member can help out or you could do each procedure after saving for it instead of all at once. Good luck! see video

Financing for Liposuction and Breast Augmentation in Atlanta

We have utilized finance companies for the past 10 years. If you have excellent credit we can offer a 12 month interest free loan, as determined by the credit company. We have found our finance companies easy to deal with and they work to make it a quick process for the patient with an answer to your application within 72 hours.

Plastic surgery loans

There are many financing companies out there, but like most responders, we have found CareCredit is reputable and very popular. Care Credit works like a credit card with a revolving line of credit. EFFECTIVE 4/10/09 CAPITAL ONE IS NO LONGER FINANCING HEALTH CARE. Of course, your loan will depend on your credit history verified by a credit check. Another option is to ask your doctor if you can make payments to them. Once you've reached the full amount due, you can have surgery.... more