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Mommy Makeover Cost ≈ $13,100 average cost

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Plastic Surgery Financing - What Are Some Reputable Lenders?

I need financing to help me pay for the breast augmentation and liposuction (i.e. mommy make over) I plan to undergo this summer, but I am kind of weirded out about getting a loan for this. I don't want to end up dealing with some sleazy creditor that preys on people like me who just want to look and feel a little better about their bodies. Can any doctors out there speak to which lenders their patients have worked with? If you've heard any horror stories or would recommend one lender over another, please share.

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Care Credit financing

Plastic Surgery Financing - Buyer Beware

I am strongly against plastic surgery financing programs, and I have never offered them in my practice. Most, if not all, plastic surgery financing plans are not only a bad idea but also a bad deal for many patients - in some ways that are easily apparent but in other ways that are not as obvious. The most obvious way in which these plans are unfavorable and therefore undesirable is their terms, which often are interest-free for as long as a year, but that revert to an interest rate... more

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Michael Law, MD

Raleigh-Durham Plastic Surgeon

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CapitalOne or Care Credit, but do not bite off more than you can chew!

Hannah: You are not alone wanting cosmetic surgery but having to take the next step to finance the procedure(s). With the economy taking a downturn, we are seeing more of our patients financing. Our top Ienders are CapitalOne and Care Credit. I agree with Drs. Groff and Freund, that CapitalOne and Care Credit represent two of the most frequently used companies and they seem reputable. On a less frequent basis, we have seen a few of our patients using their personal credit cards, but... more

Stephen A. Goldstein, MD

Denver Plastic Surgeon

ASAPS ASPS

Cosmetic surgery financing

Many board-certified plastic surgeons are enrolled with CareCredit. There are other financing companies, but the general economic downturn has led to some major "players" on the financing scene abandon health care financing. I think it is more important that you feel comfortable with the surgeon/facility/staff and procedure treatment plan and then your surgeon's office should be able to help you navigate through the process and make it easier on you to sort through the... more

Tim Abou-Sayed, MD

Palm Beach Plastic Surgeon

ASAPS ASPS

Financing Options for Cosmetic Surgery

Many American Society of Plastic Surgeons member surgeons work with CARE CREDIT. Once you have selected a board certified plastic surgeon, speak to his/her office staff to learn more about other financing options available.

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C. Bob Basu, MD

Houston Plastic Surgeon

ASPS

Financing for Liposuction and Breast Augmentation in Atlanta

We have utilized finance companies for the past 10 years. If you have excellent credit we can offer a 12 month interest free loan, as determined by the credit company. We have found our finance companies easy to deal with and they work to make it a quick process for the patient with an answer to your application within 72 hours.

Vincent N. Zubowicz, MD

Atlanta Plastic Surgeon

ASAPS ASPS

Plastic surgery loans

There are many financing companies out there, but like most responders, we have found CareCredit is reputable and very popular. Care Credit works like a credit card with a revolving line of credit. EFFECTIVE 4/10/09 CAPITAL ONE IS NO LONGER FINANCING HEALTH CARE. Of course, your loan will depend on your credit history verified by a credit check. Another option is to ask your doctor if you can make payments to them. Once you've reached the full amount due, you can have surgery.... more

Jonathan Hoenig, MD

Beverly Hills Oculoplastic Surgeon

Financing a Mommy Makeover

For my San Francisco Bay Area patients, we refer them to CareCredit and MyMedicalLoan.com. But be sure to check what interest rate they will charge and compare to a credit card. Some patients apply for a line of credit or an equity loan on their home for the lowest rate, but be careful don't get in over your head and put your home at risk. Perhaps a family member can help out or you could do each procedure after saving for it instead of all at once. Good luck! see video

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Miguel Delgado, Jr., MD

San Francisco Plastic Surgeon

ASAPS ASPS

Financing Plastic Surgery Procedures

Thank you for the question. In my practice, we use Care Credit, CosmetiCredit, and Chase Health Advance. All 3 of these companies have been used by our patients with no problems. They do have different rates so please make sure you get all of the information you need prior to signing up with any financing company. Best Wishes!

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Tom J. Pousti, MD

San Diego Plastic Surgeon

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Plastic surgery financing

CareCredit is the most reputable and largest cosmetic surgery financing company in the US. You can receive approval online in a matter of minutes and most plastic surgeons offer this type of financing. You can locate them online or consult with a local plastic surgeon for more information. Best wishes, Dr. Bruno

William Bruno, MD

Beverly Hills Plastic Surgeon

ASAPS ASPS

Cosmetic Surgery Financing

When looking to finance your cosmetic surgery, you should always look for reputable companies. In Canada there are two companies that specialize in cosmetic procedures: Medicard and CreditMedical. In addition to these, you can always go to your bank and request a loan or a line of credit (which in fact may have a better rate then Medicard/CreditMedical). Shop around for the best rate but avoid shady businesses. (and remember... the best rate is 0%... when you save... more

Martin Jugenburg, MD

Toronto Plastic Surgeon

ASPS

Carecredit is my favorite

I work with carecredit. obviously there are many other reputable companies out there, however make sure you read the fine line and avoid any inflated fees. I have seen some companies charge many inflated fees, and just make sure you read the fine print before signing any documents. I have also worked with surgery loans which had a good reputation as well.

Marwan R. Khalifeh, MD

Chevy Chase Plastic Surgeon

ASPS

Options for Plastic Surgery financing Montreal

In Montreal Plastic Surgery financing can be obtained through two main providers, both highly reputable. These are Medicard and Credit Medical. They both offer flexible plans and can usually approve a patient within 24 hours of their application. Their interest rates vary according to a patient's credit history but are not unreasonable. Many of our patients have used these plastic surgery financing plans with success.

Arie Benchetrit, MD

Montreal Plastic Surgeon

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Financing for aesthetic surgery.

Care Credit is one of the more popular financial institutions with a focus on the plastic surgery filed.

Otto Joseph Placik, MD

Chicago Plastic Surgeon

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Plastic Surgery Financing

Finance companies like CARE CREDIT are available at each plastic surgeon officde, you can apply on line and get answers in15 min., your bank, credit union, family creddit cards. You need to think of the cost of the surgery, surgeon, anesthesia, facility. However what is your contingency plan if you need another surgry for unwanted results or complications. Lately, I heard they are charging 20%.

Samir Shureih, MD

Baltimore Plastic Surgeon

ASAPS ASPS

Care Credit but be cautious

Thanks for the question Hannah - In my East Bay practice we accept Care Credit. However, be sure that you're financially prepared to take on a loan for plastic surgery. Dr. Law brings up excellent points regarding interest and affordability. However, even in practices that are "strongly against patient financing programs" usually take credit cards - in many ways the same thing and many times even at the same interest rates. The bottom line is be a responsible borrower, find a board... more

Steven H. Williams, MD

San Francisco Plastic Surgeon

ASPS

Credit choices are available

At our office we use Care Credit and Capitol One, each offers alternatives. Most of our patients have been satisfied with their service.

Jeffrey Zwiren, MD

Atlanta Plastic Surgeon

ASPS

I know of 2

Care Credit and Chase financing are the two I know of.

Steven Wallach, MD

Manhattan Plastic Surgeon

ASAPS ASPS

Care Credit or CapitalOne

Plastic surgery has many things that may be overhyped, or promise too much without delivery! The cost for good or bad procedures can be rather steep. But the great news is that CareCredit and CapitalOne are two reputable companies with many different plans that suite your financing goals. As with any financing plan, be sure that the payments do not make it difficult for you to pay for your essential daily needs.