Muscle repair and hernia repair. Why won't insurance cover both?

Muscle repair is considered to be a cosmetic procedure which is why most insurance providers won't cover that. You can probably get your hernia repair covered, though.

Hello!  Thank you for your question!  It is unlikely that you have a true hernia, which is a defect in your fascia, with a direct connection from within your peritoneal cavity out through this fascial defect.  A diastasis recti is more likely, which is widening of the midline. This is the intended purpose of the abdominal wall during childbearing, for which it usually returns to the anatomic midline afterwards. When there is a widening, it is termed diastasis recti.  This never warrants insurance coverage, since there is no functional consequence from this.  As physicians, we are also obligated not to pursue anything that is purely cosmetic through insurance.  While rectus plication is certainly an option with/out a tummy tuck, these procedures would be aesthetic in nature and not covered by insurance.  Insurance companies are kern on this, which is why it is routinely denied and often there is an exclusion criteria with this.   If a true hernia does exist, documentation, imaging proof, examination, as well as detailed review of your complaints will be needed.  Hope that this helps. Best wishes. 

Hello and thanks for this question.  One that people do ask frequently.  As a plastic surgeon for 28 years, I have not had any insurance company reimburse for abdominal wall muscle separation.  That is a condition where the rectus muscles stretch apart from pregnancy or weight gain for other reasons.  A true hernia is a hole in the fascia that allows bowel or fat from inside the belly to protrude.  Those are covered by insurance companies.  I am not sure you can convince an insurance company that tightening the rectus muscles (which is done during a tummy tuck) helps prevent a hernia.  It is possible to have the hernia repair and a tummy tuck at the same time.  However, you would have to pay for the tummy tuck part and any costs for anesthesia and operating room during that time only.