Dermatology: Q&A

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Cysts on Chest - Covered By Insurance?

I Have Like 8 Med/lg Cysts Running Down the Middle of my Chest and Like 30 Ingrown Hairs that need to be removed by a dermatologists. I want my insurance to pay for it. They have been a source of embarrassment for me my whole life and I know my husband is turned off by them but he would never say anything. What would be a valid reason to get the dermatologists to remove them and have my ins pick up the tab. I've gone to dermatologist before but they just plain didn't want to remove them. Breast cancer does run in my family. Thank you ~

3 Doctor Answers | Asked by tallangryzombie in American Fork, UT
+2

Insurance just cannot pay for everything!

This is a question I frequently get asked.  My own experience with various insurers is that if cysts are not abscessed and infected, they are considered cosmetic and not covered.  Of course, if a patient has a lesion that the dermatologist wants to biopsy to rule out cancer, that is a different issue.  The idea or concept of "cosmetic" according to the insurance industry may not match the patient's.  So, by "cosmetic", I think it is more... more
+2

Cysts on chest

Medical insurance covers things that are deemed medically necessary.  What is medically necessary may differ between different insurance companies.  If something is causing symptoms--pain, itch, burn etc., looks suspicious for cancer or is an infection, it is usually covered. 
+1

Cysts can suddenly enlarge

Don't squeeze your cysts trying to get the content out. That would only serve to increase the chance of the cyst wall's rupture which can create a significant amount of swelling. You should be on the alert for pain, any change in shape or color of the cysts, or if the cyst starts to drain. those changes could prompt a need for the doctor to remove them.
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These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.

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